OXBC (Oxford Bank) Quality Rank


OXBC Oxford Bank Corp OXBC
55 GF Score
Price $43.85
GF Value $39.02
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Oxford Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Oxford Bank Quality Rank Related Terms

OXBC
55GF Score
Oxford Bank Corp OXBC
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Oxford Bank (OXBC) Overvalued in 2026?

Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued. The current stock price of $43.85 is trading 12.4% above its estimated GF Value™ of $39.02. GuruFocus considers Oxford Bank to be Modestly Overvalued.

Key valuation signals for OXBC:

  • Quality Rank:
  • GF Value™: $39.02 vs. price of $43.85 (12.4% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oxford Bank Business Description

Address 60 South Washington Street, P.O. Box 17, Oxford, MI, USA, 48371
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
55GF Score

Get the complete analysis for OXBC

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.85
Price
$39.02
GF Value