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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Oxford Bank's Enterprise Value is $116.29 Mil.
Oxford Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Oxford Bank's EV-to-OCF for today is .
The historical rank and industry rank for Oxford Bank's EV-to-OCF or its related term are showing as below:
OXBC'
s EV-to-OCF Range Over the Past 10 Years
Min: 6.63 Med: 0 Max: 6.76
Current: 6.66
During the past 13 years, the highest EV-to-OCF of Oxford Bank was 6.76. The lowest was 6.63. And the median was .
OXBC's EV-to-OCF is ranked worse than 59.31% of 1499
companies
in the Banks industry
Industry Median: 3.99
vs OXBC: 6.66
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Oxford Bank's PE Ratio (TTM) for today is calculated as:
Oxford Bank's share price for today is $44.2975.
Oxford Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.920.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Oxford Bank EV-to-OCF Related Terms
Oxford Bank EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Oxford Bank's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oxford Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxford Bank EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Oxford Bank's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Oxford Bank's EV-to-OCF falls into.
Oxford Bank's current Enterprise Value is $116.29 Mil.
Oxford Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Oxford Bank (OXBC) Overvalued in 2026?
Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued.
The current stock price of $44.30 is trading 12.3% above its estimated GF Value™ of $39.45.
GuruFocus considers Oxford Bank to be Modestly Overvalued.
Key valuation signals for OXBC:
EV-to-OCF:
GF Value™: $39.45 vs. price of $44.30 (12.3% above fair value)
No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
61GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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