Oxford BankOXBC 56 FCF Yield % is 12.73 as of Jun. 25, 2026. GuruFocus rates OXBC with a GF Score™ of 56/100 and a GF Value™ of $39.05 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,504 Banks companies, Oxford Bank ranks better than 68.09% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Oxford Bank FCF Yield % Related Terms
Oxford Bank FCF Yield % Historical Data
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The historical data trend for Oxford Bank's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oxford Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxford Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Oxford Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Oxford Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oxford Bank (OXBC) has a FCF Yield % of 12.73 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Oxford Bank and its competitors. According to the industry distribution chart, Oxford Bank ranks #480 out of 1504 companies in the Banks industry, placing it in the top 31.9%.
Is Oxford Bank's FCF Yield % too high?
Oxford Bank's current FCF Yield % is 12.73. The Banks industry median FCF Yield % is 8.24. Oxford Bank's value of 12.73 is 54.5% above this industry median. Based on the distribution chart, Oxford Bank ranks #480 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Oxford Bank has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oxford Bank's FCF Yield % compare to PROV and GSBX?
According to the Banks industry distribution chart, Oxford Bank ranks #480 out of 1504 companies for FCF Yield %. This puts Oxford Bank in the upper half of its industry. The industry median FCF Yield % is 8.24. Oxford Bank's value of 12.73 is 54.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oxford Bank's current FCF Yield % of 12.73 is 54.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Oxford Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxford Bank's current FCF Yield % is 12.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Bank stock overvalued right now?
Based on GuruFocus' analysis, Oxford Bank (OXBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.05, compared to a current price of $43.50 — trading 11.4% above its estimated fair value. The current FCF Yield % is 12.73 and 54.5% above the Banks industry median of 8.24. Oxford Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Oxford Bank (OXBC), the current FCF Yield % is 12.73 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oxford Bank (OXBC) Overvalued in 2026?
Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued.
The current stock price of $43.50 is trading 11.4% above its estimated GF Value™ of $39.05.
GuruFocus considers Oxford Bank to be Modestly Overvalued.
Key valuation signals for OXBC:
FCF Yield %: 12.73
GF Value™: $39.05 vs. price of $43.50 (11.4% above fair value)
Industry Position: 54.5% above the Banks median (#480 of 1504)
No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
56GF Score
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