OXBC (Oxford Bank) Institutional Ownership: 5.47% (As of Jul. 09, 2026)


OXBC Oxford Bank Corp OXBC
61 GF Score
Price $44.00
GF Value $39.09
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Oxford Bank Institutional Ownership?

Oxford Bank OXBC 61 Institutional Ownership is 5.47% as of Jul. 09, 2026. GuruFocus rates OXBC with a GF Score™ of 61/100 and a GF Value™ of $39.09 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Oxford Bank's institutional ownership is 5.47%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Oxford Bank's Insider Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Oxford Bank's Float Percentage Of Total Shares Outstanding is 0.00%.

Oxford Bank Institutional Ownership Historical Data

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The historical data trend for Oxford Bank's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oxford Bank Institutional Ownership Chart

Oxford Bank Historical Data

The historical data trend for Oxford Bank can be seen below:

2016-08-31 2016-09-30 2016-10-31 2016-11-30 2016-12-31 2017-01-31 2017-02-28 2017-03-31 2017-04-30 2017-05-31
Institutional Ownership 4.32 4.32 4.32 4.32 0.74 0.74 0.74 0.74 0.74 0.74
OXBC
61GF Score
Oxford Bank Corp OXBC
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Oxford Bank Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 5.47% mean?
Oxford Bank (OXBC) has a Institutional Ownership of 5.47% as of Jul. 09, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Oxford Bank and its competitors.
Is Oxford Bank's Institutional Ownership too high?
Oxford Bank's current Institutional Ownership is 5.47%. Overall, Oxford Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oxford Bank's Institutional Ownership compare to RVSB and PROV?
Oxford Bank's Institutional Ownership of 5.47% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Oxford Bank and its competitors. Oxford Bank's current Institutional Ownership is 5.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Bank stock overvalued right now?
Based on GuruFocus' analysis, Oxford Bank (OXBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.09, compared to a current price of $44.00 — trading 12.6% above its estimated fair value. The current Institutional Ownership is 5.47%. Oxford Bank's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Oxford Bank (OXBC), the current Institutional Ownership is 5.47% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oxford Bank (OXBC) Overvalued in 2026?

Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued. The current stock price of $44.00 is trading 12.6% above its estimated GF Value™ of $39.09. GuruFocus considers Oxford Bank to be Modestly Overvalued.

Key valuation signals for OXBC:

  • Institutional Ownership: 5.47%
  • GF Value™: $39.09 vs. price of $44.00 (12.6% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oxford Bank Business Description

Address 60 South Washington Street, P.O. Box 17, Oxford, MI, USA, 48371
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
61GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.00
Price
$39.09
GF Value