OXBC (Oxford Bank) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


OXBC Oxford Bank Corp OXBC
55 GF Score
Price $43.85
GF Value $39.02
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Oxford Bank ROC (Joel Greenblatt) %?

Oxford Bank OXBC 55 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates OXBC with a GF Score™ of 55/100 and a GF Value™ of $39.02 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 47 Banks companies, Oxford Bank ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

OXBC
55GF Score
Oxford Bank Corp OXBC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Oxford Bank (OXBC) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Oxford Bank and its competitors. According to the industry distribution chart, Oxford Bank ranks #999999 out of 47 companies in the Banks industry.
Is Oxford Bank's ROC (Joel Greenblatt) % too high?
Oxford Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Oxford Bank ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oxford Bank has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oxford Bank's ROC (Joel Greenblatt) % compare to RVSB and PROV?
According to the Banks industry distribution chart, Oxford Bank ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Oxford Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 71.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 71.07, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Oxford Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 71.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxford Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Bank stock overvalued right now?
Based on GuruFocus' analysis, Oxford Bank (OXBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.02, compared to a current price of $43.85 — trading 12.4% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Oxford Bank's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Oxford Bank (OXBC), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oxford Bank (OXBC) Overvalued in 2026?

Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued. The current stock price of $43.85 is trading 12.4% above its estimated GF Value™ of $39.02. GuruFocus considers Oxford Bank to be Modestly Overvalued.

Key valuation signals for OXBC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $39.02 vs. price of $43.85 (12.4% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oxford Bank Business Description

Address 60 South Washington Street, P.O. Box 17, Oxford, MI, USA, 48371
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
55GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.85
Price
$39.02
GF Value