OXBC (Oxford Bank) Dividend Yield %: 0.00% (As of Jun. 25, 2026)


OXBC Oxford Bank Corp OXBC
56 GF Score
Price $43.50
GF Value $39.05
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Oxford Bank Dividend Yield %?

Oxford Bank OXBC 56 Dividend Yield % is 0.00% as of Jun. 25, 2026. GuruFocus rates OXBC with a GF Score™ of 56/100 and a GF Value™ of $39.05 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Oxford Bank ranks worse than 79935.97% on this metric.

As of today (2026-06-25), the Trailing Annual Dividend Yield of Oxford Bank is 0.00%.

The historical rank and industry rank for Oxford Bank's Dividend Yield % or its related term are showing as below:

OXBC's Dividend Yield % is not ranked *
in the Banks industry.
Industry Median: 3.03
* Ranked among companies with meaningful Dividend Yield % only.

Oxford Bank's Dividend Payout Ratio for the three months ended in Dec. 2025 was 0.00.

During the past 13 years, the highest Dividend Payout Ratio of Oxford Bank was 0.46. The lowest was 0.35. And the median was 0.41.

As of today (2026-06-25), the Forward Dividend Yield % of Oxford Bank is 0.00%.

Oxford Bank's Dividends per Share for the three months ended in Dec. 2025 was $0.00.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Oxford Bank was 63.70% per year. The lowest was -8.00% per year. And the median was 27.85% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Oxford Bank  (OTCPK:OXBC) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Oxford Bank Dividend Yield % Related Terms


Oxford Bank Dividend Yield % Historical Data

* Premium members only.

The historical data trend for Oxford Bank's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oxford Bank Dividend Yield % Chart

Oxford Bank Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Oxford Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

OXBC vs PROV, GSBX, UNB: Dividend Yield % Comparison

For the Banks - Regional subindustry, Oxford Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oxford Bank Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Oxford Bank's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Oxford Bank's Dividend Yield % falls into.


OXBC
56GF Score
Oxford Bank Corp OXBC
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Oxford Bank Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 0.00% mean?
Oxford Bank (OXBC) has a Dividend Yield % of 0.00% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Oxford Bank and its competitors. According to the industry distribution chart, Oxford Bank ranks #999999 out of 1251 companies in the Banks industry.
Is Oxford Bank's Dividend Yield % too high?
Oxford Bank's current Dividend Yield % is 0.00%. Based on the distribution chart, Oxford Bank ranks #999999 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oxford Bank has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oxford Bank's Dividend Yield % compare to PROV and GSBX?
According to the Banks industry distribution chart, Oxford Bank ranks #999999 out of 1251 companies for Dividend Yield %. This places Oxford Bank in the lower half of its industry. The industry median Dividend Yield % is 3.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Oxford Bank and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxford Bank's current Dividend Yield % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Bank stock overvalued right now?
Based on GuruFocus' analysis, Oxford Bank (OXBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.05, compared to a current price of $43.50 — trading 11.4% above its estimated fair value. The current Dividend Yield % is 0.00%. Oxford Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Oxford Bank (OXBC), the current Dividend Yield % is 0.00% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oxford Bank (OXBC) Overvalued in 2026?

Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued. The current stock price of $43.50 is trading 11.4% above its estimated GF Value™ of $39.05. GuruFocus considers Oxford Bank to be Modestly Overvalued.

Key valuation signals for OXBC:

  • Dividend Yield %: 0.00%
  • GF Value™: $39.05 vs. price of $43.50 (11.4% above fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oxford Bank Business Description

Address 60 South Washington Street, P.O. Box 17, Oxford, MI, USA, 48371
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
56GF Score

Get the complete analysis for OXBC

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.50
Price
$39.05
GF Value