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Pretax income is the income that a company earns before paying income taxes. Oxford Bank's pretax income for the
three
months ended in Jun. 2026 was $3.46 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $13.10 Mil.
Oxford Bank's pretax margin was 25.60%.
During the past 12 years, Oxford Bank's highest Pretax Margin was 46.48%. The lowest was -51.66%. And the median was 29.95%.
During the past 12 years, Oxford Bank's highest Pretax Margin was 46.48%. The lowest was -51.66%. And the median was 29.95%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oxford Bank Pre-Tax Income Related Terms
Oxford Bank Pre-Tax Income Historical Data
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The historical data trend for Oxford Bank's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OXBC vs NMBF, PTBS, BYLB: Pre-Tax Income Comparison
For the Banks - Regional subindustry, Oxford Bank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxford Bank Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, Oxford Bank's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Oxford Bank's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.10 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oxford Bank (OXBC) has a Pre-Tax Income of $13.10 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Oxford Bank and its competitors.
Is Oxford Bank's Pre-Tax Income too high?
Oxford Bank's current Pre-Tax Income is $13.10 Mil. Overall, Oxford Bank has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oxford Bank's Pre-Tax Income compare to NMBF and PTBS?
Oxford Bank's Pre-Tax Income of $13.10 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Oxford Bank and its competitors. Oxford Bank's current Pre-Tax Income is $13.10 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Bank stock overvalued right now?
Based on GuruFocus' analysis, Oxford Bank (OXBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.41, compared to a current price of $45.50 — trading 15.5% above its estimated fair value. The current Pre-Tax Income is $13.10 Mil. Oxford Bank's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Oxford Bank (OXBC), the current Pre-Tax Income is $13.10 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oxford Bank (OXBC) Overvalued in 2026?
Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued.
The current stock price of $45.50 is trading 15.5% above its estimated GF Value™ of $39.41.
GuruFocus considers Oxford Bank to be Modestly Overvalued.
Key valuation signals for OXBC:
Pre-Tax Income: $13.10 Mil
GF Value™: $39.41 vs. price of $45.50 (15.5% above fair value)
No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
52GF Score
Get the complete analysis for OXBC
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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