Oxford BankOXBC 57 OCF Yield % is 16.21 as of Jun. 26, 2026. GuruFocus rates OXBC with a GF Score™ of 57/100 and a GF Value™ of $39.06 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Oxford Bank ranks better than 71.17% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Oxford Bank OCF Yield % Related Terms
Oxford Bank OCF Yield % Historical Data
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The historical data trend for Oxford Bank's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oxford Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oxford Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Oxford Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Oxford Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oxford Bank (OXBC) has a OCF Yield % of 16.21 as of Jun. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Oxford Bank and its competitors. Over the past decade, Oxford Bank's OCF Yield % has ranged from 16.21 to 16.34. According to the industry distribution chart, Oxford Bank ranks #433 out of 1502 companies in the Banks industry, placing it in the top 28.8%.
Is Oxford Bank's OCF Yield % too high?
Oxford Bank's current OCF Yield % is 16.21. Over the past 10 years, this metric has ranged from a low of 16.21 to a high of 16.34. The Banks industry median OCF Yield % is 9.24. Oxford Bank's value of 16.21 is 75.4% above this industry median. Based on the distribution chart, Oxford Bank ranks #433 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Oxford Bank has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oxford Bank's OCF Yield % compare to PROV and GSBX?
According to the Banks industry distribution chart, Oxford Bank ranks #433 out of 1502 companies for OCF Yield %. This puts Oxford Bank in the upper half of its industry. The industry median OCF Yield % is 9.24. Oxford Bank's value of 16.21 is 75.4% above this benchmark. Historically, Oxford Bank's own OCF Yield % has ranged from 16.21 to 16.34 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oxford Bank's current OCF Yield % of 16.21 is 75.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Oxford Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxford Bank's current OCF Yield % is 16.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Bank stock overvalued right now?
Based on GuruFocus' analysis, Oxford Bank (OXBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.06, compared to a current price of $43.50 — trading 11.4% above its estimated fair value. The current OCF Yield % is 16.21 and 75.4% above the Banks industry median of 9.24. Oxford Bank's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Oxford Bank (OXBC), the current OCF Yield % is 16.21 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oxford Bank (OXBC) Overvalued in 2026?
Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued.
The current stock price of $43.50 is trading 11.4% above its estimated GF Value™ of $39.06.
GuruFocus considers Oxford Bank to be Modestly Overvalued.
Key valuation signals for OXBC:
OCF Yield %: 16.21
GF Value™: $39.06 vs. price of $43.50 (11.4% above fair value)
Industry Position: 75.4% above the Banks median (#433 of 1502)
No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
57GF Score
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