OXBC (Oxford Bank) Total Noninterest Expense: $37.29 Mil (As of Mar. 2026)

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OXBC Oxford Bank Corp OXBC
61 GF Score
Price $44.75
GF Value $39.20
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Oxford Bank Total Noninterest Expense?

Oxford Bank OXBC +0.61% 61 Total Noninterest Expense is $37.29 Mil as of Mar. 2026. GuruFocus rates OXBC with a GF Score™ of 61/100 and a GF Value™ of $39.20 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Oxford Bank's Total Noninterest Expense for the three months ended in Mar. 2026 was $10.30 Mil. Oxford Bank's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $37.29 Mil.

Oxford Bank Total Noninterest Expense Related Terms

Oxford Bank Total Noninterest Expense Historical Data

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The historical data trend for Oxford Bank's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oxford Bank Total Noninterest Expense Chart

Oxford Bank Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.91 22.41 29.21 34.57 34.90

Oxford Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.93 9.03 8.86 9.10 10.30
OXBC
61GF Score
Oxford Bank Corp OXBC
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Oxford Bank Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $37.29 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $37.29 Mil mean?
Oxford Bank (OXBC) has a Total Noninterest Expense of $37.29 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Oxford Bank and its competitors.
Is Oxford Bank's Total Noninterest Expense too high?
Oxford Bank's current Total Noninterest Expense is $37.29 Mil. Overall, Oxford Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oxford Bank's Total Noninterest Expense compare to RVSB and PROV?
Oxford Bank's Total Noninterest Expense of $37.29 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Oxford Bank and its competitors. Oxford Bank's current Total Noninterest Expense is $37.29 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Bank stock overvalued right now?
Based on GuruFocus' analysis, Oxford Bank (OXBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.20, compared to a current price of $44.75 — trading 14.2% above its estimated fair value. The current Total Noninterest Expense is $37.29 Mil. Oxford Bank's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Oxford Bank (OXBC), the current Total Noninterest Expense is $37.29 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oxford Bank (OXBC) Overvalued in 2026?

Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued. The current stock price of $44.75 is trading 14.2% above its estimated GF Value™ of $39.20. GuruFocus considers Oxford Bank to be Modestly Overvalued.

Key valuation signals for OXBC:

  • Total Noninterest Expense: $37.29 Mil
  • GF Value™: $39.20 vs. price of $44.75 (14.2% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oxford Bank Business Description

Address 60 South Washington Street, P.O. Box 17, Oxford, MI, USA, 48371
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
61GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.75
Price
$39.20
GF Value