WSFS (WSFS Financial) Capital Adequacy Tier - Leverage Ratio %: 10.35% (As of Jun. 2026)

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WSFS WSFS Financial Corp WSFS
68 GF Score
Price $81.25
GF Value $58.05
Valuation Significantly Overvalued
! 7 Warning Signs
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What is WSFS Financial Capital Adequacy Tier - Leverage Ratio %?

WSFS Financial WSFS -0.48% 68 Capital Adequacy Tier - Leverage Ratio % is 10.35% as of Jun. 2026. GuruFocus rates WSFS with a GF Score™ of 68/100 and a GF Value™ of $58.05 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

WSFS Financial's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Jun. 2026 was 10.35% , which is lower than 10.51% for the pervious quarter ended in Mar. 2026.

WSFS Financial's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Dec. 2025 was 10.59% , which is lower than 10.96% for the pervious year ended in Dec. 2024.

The historical rank and industry rank for WSFS Financial's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

WSFS's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

WSFS Financial  (NAS:WSFS) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


WSFS Financial Capital Adequacy Tier - Leverage Ratio % Related Terms


WSFS Financial Capital Adequacy Tier - Leverage Ratio % Historical Data

* Premium members only.

The historical data trend for WSFS Financial's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WSFS Financial Capital Adequacy Tier - Leverage Ratio % Chart

WSFS Financial Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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WSFS FinancialQuarterly Data
Trend Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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WSFS vs INDB, RNST, CATY: Capital Adequacy Tier - Leverage Ratio % Comparison

For the Banks - Regional subindustry, WSFS Financial's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

WSFS
68GF Score
WSFS Financial Corp WSFS
Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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WSFS Financial  (NAS:WSFS) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Capital Adequacy Tier - Leverage Ratio % of 10.35% mean?
WSFS Financial (WSFS) has a Capital Adequacy Tier - Leverage Ratio % of 10.35% as of Jun. 2026. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on WSFS Financial and its competitors.
Is WSFS Financial's Capital Adequacy Tier - Leverage Ratio % too high?
WSFS Financial's current Capital Adequacy Tier - Leverage Ratio % is 10.35%. Overall, WSFS Financial has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does WSFS Financial's Capital Adequacy Tier - Leverage Ratio % compare to INDB and RNST?
WSFS Financial's Capital Adequacy Tier - Leverage Ratio % of 10.35% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capital Adequacy Tier - Leverage Ratio % for a Banks company?
A good Capital Adequacy Tier - Leverage Ratio % depends on the Banks industry context. However, Capital Adequacy Tier - Leverage Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capital Adequacy Tier - Leverage Ratio % mean?
A high Capital Adequacy Tier - Leverage Ratio % can signal that a stock is expensive relative to its fundamentals. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on WSFS Financial and its competitors. WSFS Financial's current Capital Adequacy Tier - Leverage Ratio % is 10.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WSFS Financial stock overvalued right now?
Based on GuruFocus' analysis, WSFS Financial (WSFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.05, compared to a current price of $81.25 — trading 40% above its estimated fair value. The current Capital Adequacy Tier - Leverage Ratio % is 10.35%. WSFS Financial's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capital Adequacy Tier - Leverage Ratio % calculated?
Capital Adequacy Tier - Leverage Ratio % is calculated from a company's financial statements. For WSFS Financial (WSFS), the current Capital Adequacy Tier - Leverage Ratio % is 10.35% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WSFS Financial (WSFS) Overvalued in 2026?

Based on GuruFocus' analysis, WSFS Financial stock appears to be overvalued. The current stock price of $81.25 is trading 40% above its estimated GF Value™ of $58.05. GuruFocus considers WSFS Financial to be Significantly Overvalued.

Key valuation signals for WSFS:

  • Capital Adequacy Tier - Leverage Ratio %: 10.35%
  • GF Value™: $58.05 vs. price of $81.25 (40% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the WSFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WSFS Financial Business Description

Other Exchanges WF4:Germany
Address 500 Delaware Avenue, Wilmington, DE, USA, 19801
WSFS Financial Corp is a savings and loan holding company. The company operates in three segments: the WSFS Bank segment provides loans and leases, and other financial products to commercial and consumer customers; the Cash Connect segment provides ATM vault cash, smart safe, and other cash logistics services; and the Wealth and Trust segment provides a broad array of planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate, and institutional clients. The majority of revenue is generated from the WSFS Bank segment.
68GF Score

Get the complete analysis for WSFS

Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$81.25
Price
$58.05
GF Value