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Greene County Bancorp (Greene County Bancorp) Capital Adequacy Tier - Leverage Ratio % : 9.30% (As of Dec. 2023)


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What is Greene County Bancorp Capital Adequacy Tier - Leverage Ratio %?

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

Greene County Bancorp's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Dec. 2023 was 9.30% , which is higher than 9.10% for the pervious quarter ended in Sep. 2023.

Greene County Bancorp's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Jun. 2023 was 8.70% , which is higher than 8.10% for the pervious year ended in Jun. 2022.

The historical rank and industry rank for Greene County Bancorp's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

GCBC's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

Greene County Bancorp Capital Adequacy Tier - Leverage Ratio % Historical Data

The historical data trend for Greene County Bancorp's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Greene County Bancorp Capital Adequacy Tier - Leverage Ratio % Chart

Greene County Bancorp Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Greene County BancorpQuarterly Data
Trend Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Greene County Bancorp's Capital Adequacy Tier - Leverage Ratio %

For the Banks - Regional subindustry, Greene County Bancorp's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greene County Bancorp  (NAS:GCBC) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Greene County Bancorp  (NAS:GCBC) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


Greene County Bancorp Capital Adequacy Tier - Leverage Ratio % Related Terms

Thank you for viewing the detailed overview of Greene County Bancorp's Capital Adequacy Tier - Leverage Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Greene County Bancorp (Greene County Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
302 Main Street, Catskill, NY, USA, 12414
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, primarily in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
Executives
Tejraj S Hada director 302 MAIN STREET, CATSKILL NY 12414
Donald E Gibson officer: President and CEO 302 MAIN STREET, CATSKILL NY 12414
Michelle M Plummer officer: SVP, COO & CFO
Stephen E Nelson officer: Vice President - Lending
Jay P. Cahalan director 302 MAIN STREET, CATSKILL NY 12414
Peter W. Hogan director 302 MAIN STREET, CATSKILL NY 12414
Perry Martin Lasher officer: EVP, Chief Lending Officer 302 MAIN STREET, CATSKILL NY 12414
Paul Slutzky director
Charles H Schaefer director
Arthur Place director 425 MAIN STREET, CATSKILL NY 12414
Dennis R Ogrady director
J Bruce Whittaker director, officer: President & CEO
Bruce P Egger officer: SVP, Corporate Secretary
David H Jenkins director
Martin C Smith director

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