GCBC (Greene County Bancorp) Change In Receivables: $-1.64 Mil (TTM As of Mar. 2026)

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GCBC Greene County Bancorp Inc GCBC
68 GF Score
Price $32.85
GF Value $32.42
Valuation Fairly Valued
! 8 Warning Signs
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What is Greene County Bancorp Change In Receivables?

Greene County Bancorp GCBC -1.91% 68 Change In Receivables is $-1.64 Mil as of Mar. 2026. GuruFocus rates GCBC with a GF Score™ of 68/100 and a GF Value™ of $32.42 (Fairly Valued). The stock has 8 warning signs investors should review.

Greene County Bancorp's change in receivables for the quarter that ended in Mar. 2026 was $-2.09 Mil. It means Greene County Bancorp's Accounts Receivable increased by $2.09 Mil from Dec. 2025 to Mar. 2026 .

Greene County Bancorp's change in receivables for the fiscal year that ended in Jun. 2025 was $-2.11 Mil. It means Greene County Bancorp's Accounts Receivable increased by $2.11 Mil from Jun. 2024 to Jun. 2025 .

Greene County Bancorp's Accounts Receivable for the quarter that ended in Mar. 2026 was $20.07 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Greene County Bancorp's Days Sales Outstanding for the three months ended in Mar. 2026 was 76.68.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Greene County Bancorp's liquidation value for the three months ended in Mar. 2026 was $-2,405.86 Mil.

Greene County Bancorp  (NAS:GCBC) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Greene County Bancorp's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=20.07/23.885*91
=76.68

2. In Ben Graham's calculation of liquidation value, Greene County Bancorp's accounts receivable are only considered to be worth 75% of book value:

Greene County Bancorp's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=492.647-2913.562+0.75 * 20.07+0.5 * 0
=-2,405.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Greene County Bancorp Change In Receivables Related Terms

Greene County Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for Greene County Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Greene County Bancorp Change In Receivables Chart

Greene County Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.43 -1.14 -3.33 -2.02 -2.11

Greene County Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.81 2.05 -0.94 -0.66 -2.09
GCBC
68GF Score
Greene County Bancorp Inc GCBC
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Greene County Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.64 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-1.64 Mil mean?
Greene County Bancorp (GCBC) has a Change In Receivables of $-1.64 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Greene County Bancorp and its competitors.
Is Greene County Bancorp's Change In Receivables too high?
Greene County Bancorp's current Change In Receivables is $-1.64 Mil. Overall, Greene County Bancorp has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greene County Bancorp's Change In Receivables compare to HBCP and CBNK?
Greene County Bancorp's Change In Receivables of $-1.64 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Greene County Bancorp and its competitors. Greene County Bancorp's current Change In Receivables is $-1.64 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greene County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Greene County Bancorp (GCBC) is currently considered Fairly Valued. The stock's GF Value™ is $32.42, compared to a current price of $32.85 — trading 1.3% above its estimated fair value. The current Change In Receivables is $-1.64 Mil. Greene County Bancorp's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Greene County Bancorp (GCBC), the current Change In Receivables is $-1.64 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Greene County Bancorp (GCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Greene County Bancorp stock appears to be overvalued. The current stock price of $32.85 is trading 1.3% above its estimated GF Value™ of $32.42. GuruFocus considers Greene County Bancorp to be Fairly Valued.

Key valuation signals for GCBC:

  • Change In Receivables: $-1.64 Mil
  • GF Value™: $32.42 vs. price of $32.85 (1.3% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the GCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Greene County Bancorp Business Description

Address 302 Main Street, Catskill, NY, USA, 12414
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
68GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.85
Price
$32.42
GF Value