GCBC (Greene County Bancorp) Growth Rank: 3 (As of Jul. 23, 2026) — 57% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GCBC Greene County Bancorp Inc GCBC
69 GF Score
Price $32.59
GF Value $32.43
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Greene County Bancorp Growth Rank?

Greene County Bancorp GCBC -1.09% 69 Growth Rank is 3 as of Jul. 23, 2026, which is 57% below its 10-year median of 7.00. GuruFocus rates GCBC with a GF Score™ of 69/100 and a GF Value™ of $32.43 (Fairly Valued). The stock has 8 warning signs investors should review.

Greene County Bancorp has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Greene County Bancorp Growth Rank Related Terms

GCBC vs HBCP, CBNK, BSRR: Growth Rank Comparison

For the Banks - Regional subindustry, Greene County Bancorp's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Greene County Bancorp Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Greene County Bancorp's Growth Rank distribution charts can be found below:

* The bar in red indicates where Greene County Bancorp's Growth Rank falls into.


GCBC
69GF Score
Greene County Bancorp Inc GCBC
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Greene County Bancorp (GCBC) has a Growth Rank of 3 as of Jul. 23, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Greene County Bancorp and its competitors. This is 57% below median its historical median of 7.00. Over the past decade, Greene County Bancorp's Growth Rank has ranged from 3.00 to 9.00.
Is Greene County Bancorp's Growth Rank too high?
Greene County Bancorp's current Growth Rank of 3 is 57% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 9.00. Overall, Greene County Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greene County Bancorp's Growth Rank compare to HBCP and CBNK?
Greene County Bancorp's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, Greene County Bancorp's own Growth Rank has ranged from 3.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Greene County Bancorp and its competitors. Greene County Bancorp's current Growth Rank is 3, which is 57% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greene County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Greene County Bancorp (GCBC) is currently considered Fairly Valued. The stock's GF Value™ is $32.43, compared to a current price of $32.59 — trading 0.5% above its estimated fair value. The current Growth Rank is 3, which is 57% below median its 10-year median of 7.00. Greene County Bancorp's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Greene County Bancorp (GCBC), the current Growth Rank is 3 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Greene County Bancorp (GCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Greene County Bancorp stock appears to be overvalued. The current stock price of $32.59 is trading 0.5% above its estimated GF Value™ of $32.43. GuruFocus considers Greene County Bancorp to be Fairly Valued.

Key valuation signals for GCBC:

  • Growth Rank: 3 (57% below median its 10-year median of 7.00)
  • GF Value™: $32.43 vs. price of $32.59 (0.5% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the GCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Greene County Bancorp Business Description

Address 302 Main Street, Catskill, NY, USA, 12414
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
69GF Score

Get the complete analysis for GCBC

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.59
Price
$32.43
GF Value