Greene County BancorpGCBC +3.05%69 PEG Ratio is 1.08 as of Jun. 26, 2026, which is 5% below its 10-year median of 1.14. GuruFocus rates GCBC with a GF Score™ of 69/100 and a GF Value™ of $32.37 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,229 Banks companies, Greene County Bancorp ranks better than 65.09% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Greene County Bancorp's PEG Ratio or its related term are showing as below:
GCBC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.66 Med: 1.14 Max: 2.49
Current: 1.08
During the past 13 years, Greene County Bancorp's highest PEG Ratio was 2.49. The lowest was 0.66. And the median was 1.14.
GCBC's PEG Ratio is ranked better than 65.09% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs GCBC: 1.08
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Greene County Bancorp (NAS:GCBC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Greene County Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Greene County Bancorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Greene County Bancorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Greene County Bancorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Greene County Bancorp (GCBC) has a PEG Ratio of 1.08 as of Jun. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Greene County Bancorp and its competitors. This is near median its historical median of 1.14. Over the past decade, Greene County Bancorp's PEG Ratio has ranged from 0.66 to 2.49. According to the industry distribution chart, Greene County Bancorp ranks #429 out of 1229 companies in the Banks industry, placing it in the top 34.9%.
Is Greene County Bancorp's PEG Ratio too high?
Greene County Bancorp's current PEG Ratio of 1.08 is near median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 2.49. The Banks industry median PEG Ratio is 1.52. Greene County Bancorp's value of 1.08 is 28.9% below this industry median. Based on the distribution chart, Greene County Bancorp ranks #429 out of 1229 companies in the Banks industry, which is above the industry midpoint. Overall, Greene County Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greene County Bancorp's PEG Ratio compare to PDLB and OBT?
According to the Banks industry distribution chart, Greene County Bancorp ranks #429 out of 1229 companies for PEG Ratio. This puts Greene County Bancorp in the upper half of its industry. The industry median PEG Ratio is 1.52. Greene County Bancorp's value of 1.08 is 28.9% below this benchmark. Historically, Greene County Bancorp's own PEG Ratio has ranged from 0.66 to 2.49 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.52, Greene County Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Greene County Bancorp's current PEG Ratio of 1.08 is 28.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Greene County Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Greene County Bancorp's current PEG Ratio is 1.08, which is near median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greene County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Greene County Bancorp (GCBC) is currently considered Fairly Valued. The stock's GF Value™ is $32.37, compared to a current price of $31.38 — trading 3.1% below its estimated fair value. The current PEG Ratio is 1.08, which is near median its 10-year median of 1.14 and 28.9% below the Banks industry median of 1.52. Greene County Bancorp's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Greene County Bancorp (GCBC), the current PEG Ratio is 1.08 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Greene County Bancorp (GCBC) Overvalued in 2026?
Based on GuruFocus' analysis, Greene County Bancorp stock appears to be undervalued.
The current stock price of $31.38 is trading 3.1% below its estimated GF Value™ of $32.37.
GuruFocus considers Greene County Bancorp to be Fairly Valued.
Key valuation signals for GCBC:
PEG Ratio: 1.08 (near median its 10-year median of 1.14)
GF Value™: $32.37 vs. price of $31.38 (3.1% below fair value)
Industry Position: 28.9% below the Banks median (#429 of 1229)
No single metric tells the full story. See the GCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
69GF Score
Get the complete analysis for GCBC
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