Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Greene County BancorpGCBC -0.23%68 Shiller PE Ratio is 22.28 as of Aug. 25, 2026, which is 7% below its 10-year median of 24.03. GuruFocus rates GCBC with a GF Score™ of 68/100 and a GF Value™ of $32.50 (Fairly Valued). The stock has 9 warning signs investors should review. Among 1,241 Banks companies, Greene County Bancorp ranks worse than 83.56% on this metric.
The historical rank and industry rank for Greene County Bancorp's Shiller PE Ratio or its related term are showing as below:
GCBC'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 14.41 Med: 24.03 Max: 43.2
Current: 22.28
During the past years, Greene County Bancorp's highest Shiller PE Ratio was 43.20. The lowest was 14.41. And the median was 24.03.
GCBC's Shiller PE Ratio is ranked worse than 83.56% of 1241
companies
in the Banks industry
Industry Median: 13.73
vs GCBC: 22.28
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Greene County Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.620. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.58 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Greene County Bancorp (NAS:GCBC) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Greene County Bancorp Shiller PE Ratio Related Terms
Greene County Bancorp Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Greene County Bancorp's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GCBC vs FBIZ, HBCP, WCCB: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Greene County Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Greene County Bancorp Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Greene County Bancorp's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Greene County Bancorp's Shiller PE Ratio falls into.
Greene County Bancorp Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Greene County Bancorp (GCBC) has a Shiller PE Ratio of 22.28 as of Aug. 25, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Greene County Bancorp and its competitors. This is near median its historical median of 24.03. Over the past decade, Greene County Bancorp's Shiller PE Ratio has ranged from 14.41 to 43.20. According to the industry distribution chart, Greene County Bancorp ranks #1037 out of 1241 companies in the Banks industry, placing it in the top 83.6%.
Is Greene County Bancorp's Shiller PE Ratio too high?
Greene County Bancorp's current Shiller PE Ratio of 22.28 is near median its 10-year median of 24.03. Over the past 10 years, this metric has ranged from a low of 14.41 to a high of 43.20. The Banks industry median Shiller PE Ratio is 13.73. Greene County Bancorp's value of 22.28 is 62.3% above this industry median. Based on the distribution chart, Greene County Bancorp ranks #1037 out of 1241 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Greene County Bancorp has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greene County Bancorp's Shiller PE Ratio compare to FBIZ and HBCP?
According to the Banks industry distribution chart, Greene County Bancorp ranks #1037 out of 1241 companies for Shiller PE Ratio. This places Greene County Bancorp in the lower half of its industry. The industry median Shiller PE Ratio is 13.73. Greene County Bancorp's value of 22.28 is 62.3% above this benchmark. Historically, Greene County Bancorp's own Shiller PE Ratio has ranged from 14.41 to 43.20 over the past decade. While the company's 10-year median is 24.03 vs. the industry median of 13.73, Greene County Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.73, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Greene County Bancorp's current Shiller PE Ratio of 22.28 is 62.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Greene County Bancorp and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Greene County Bancorp's current Shiller PE Ratio is 22.28, which is near median its own 10-year median of 24.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greene County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Greene County Bancorp (GCBC) is currently considered Fairly Valued. The stock's GF Value™ is $32.50, compared to a current price of $35.21 — trading 8.3% above its estimated fair value. The current Shiller PE Ratio is 22.28, which is near median its 10-year median of 24.03 and 62.3% above the Banks industry median of 13.73. Greene County Bancorp's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Greene County Bancorp (GCBC), the current Shiller PE Ratio is 22.28 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Greene County Bancorp (GCBC) Overvalued in 2026?
Based on GuruFocus' analysis, Greene County Bancorp stock appears to be overvalued.
The current stock price of $35.21 is trading 8.3% above its estimated GF Value™ of $32.50.
GuruFocus considers Greene County Bancorp to be Fairly Valued.
Key valuation signals for GCBC:
Shiller PE Ratio: 22.28 (near median its 10-year median of 24.03)
GF Value™: $32.50 vs. price of $35.21 (8.3% above fair value)
Industry Position: 62.3% above the Banks median (#1037 of 1241)
No single metric tells the full story. See the GCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
68GF Score
Get the complete analysis for GCBC
Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GCBC has been successfully added to your 
