Greene County BancorpGCBC +4.36%69 FCF Yield % is 7.12 as of Jun. 24, 2026, which is 4% below its 10-year median of 7.40. GuruFocus rates GCBC with a GF Score™ of 69/100 and a GF Value™ of $32.37 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,505 Banks companies, Greene County Bancorp ranks worse than 53.36% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Greene County Bancorp FCF Yield % Related Terms
Greene County Bancorp FCF Yield % Historical Data
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The historical data trend for Greene County Bancorp's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Greene County Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Greene County Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Greene County Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Greene County Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Greene County Bancorp (GCBC) has a FCF Yield % of 7.12 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Greene County Bancorp and its competitors. This is near median its historical median of 7.40. Over the past decade, Greene County Bancorp's FCF Yield % has ranged from 3.43 to 14.14. According to the industry distribution chart, Greene County Bancorp ranks #803 out of 1505 companies in the Banks industry, placing it in the top 53.4%.
Is Greene County Bancorp's FCF Yield % too high?
Greene County Bancorp's current FCF Yield % of 7.12 is near median its 10-year median of 7.40. Over the past 10 years, this metric has ranged from a low of 3.43 to a high of 14.14. The Banks industry median FCF Yield % is 8.26. Greene County Bancorp's value of 7.12 is 13.8% below this industry median. Based on the distribution chart, Greene County Bancorp ranks #803 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Greene County Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greene County Bancorp's FCF Yield % compare to PDLB and OBT?
According to the Banks industry distribution chart, Greene County Bancorp ranks #803 out of 1505 companies for FCF Yield %. This places Greene County Bancorp in the lower half of its industry. The industry median FCF Yield % is 8.26. Greene County Bancorp's value of 7.12 is 13.8% below this benchmark. Historically, Greene County Bancorp's own FCF Yield % has ranged from 3.43 to 14.14 over the past decade. While the company's 10-year median is 7.40 vs. the industry median of 8.26, Greene County Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Greene County Bancorp's current FCF Yield % of 7.12 is 13.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Greene County Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Greene County Bancorp's current FCF Yield % is 7.12, which is near median its own 10-year median of 7.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greene County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Greene County Bancorp (GCBC) is currently considered Fairly Valued. The stock's GF Value™ is $32.37, compared to a current price of $29.97 — trading 7.4% below its estimated fair value. The current FCF Yield % is 7.12, which is near median its 10-year median of 7.40 and 13.8% below the Banks industry median of 8.26. Greene County Bancorp's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Greene County Bancorp (GCBC), the current FCF Yield % is 7.12 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Greene County Bancorp (GCBC) Overvalued in 2026?
Based on GuruFocus' analysis, Greene County Bancorp stock appears to be undervalued.
The current stock price of $29.97 is trading 7.4% below its estimated GF Value™ of $32.37.
GuruFocus considers Greene County Bancorp to be Fairly Valued.
Key valuation signals for GCBC:
FCF Yield %: 7.12 (near median its 10-year median of 7.40)
GF Value™: $32.37 vs. price of $29.97 (7.4% below fair value)
Industry Position: 13.8% below the Banks median (#803 of 1505)
No single metric tells the full story. See the GCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
69GF Score
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