GCBC (Greene County Bancorp) Shareholder Yield % : 9.43% (As of Mar. 2026) — 546% Above Median


GCBC Greene County Bancorp Inc GCBC
69 GF Score
Price $32.72
GF Value $32.37
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Greene County Bancorp Shareholder Yield %?

Greene County Bancorp GCBC +7.82% 69 Shareholder Yield % is 9.43% as of Mar. 2026, which is 546% above its 10-year median of 1.46. GuruFocus rates GCBC with a GF Score™ of 69/100 and a GF Value™ of $32.37 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,502 Banks companies, Greene County Bancorp ranks better than 77.9% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Greene County Bancorp's Shareholder Yield % was 9.43%.


Greene County Bancorp  (NAS:GCBC) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Greene County Bancorp Shareholder Yield % Related Terms


Greene County Bancorp Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Greene County Bancorp's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Greene County Bancorp Shareholder Yield % Chart

Greene County Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.59 -16.03 2.51 -7.29 -4.83

Greene County Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.94 -4.83 6.80 14.13 13.72

GCBC vs PDLB, OBT, GBFH: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Greene County Bancorp's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greene County Bancorp Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Greene County Bancorp's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Greene County Bancorp's Shareholder Yield % falls into.


GCBC
69GF Score
Greene County Bancorp Inc GCBC
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Greene County Bancorp Shareholder Yield % Calculation

Greene County Bancorp's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=1.74 %+0.00 %+11.98 %
=13.72 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 9.43% mean?
Greene County Bancorp (GCBC) has a Shareholder Yield % of 9.43% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Greene County Bancorp and its competitors. This is 546% above median its historical median of 1.46. According to the industry distribution chart, Greene County Bancorp ranks #332 out of 1502 companies in the Banks industry, placing it in the top 22.1%.
Is Greene County Bancorp's Shareholder Yield % too high?
Greene County Bancorp's current Shareholder Yield % of 9.43% is 546% above median its 10-year median of 1.46. The Banks industry median Shareholder Yield % is 1.59. Greene County Bancorp's value of 9.43% is 495% above this industry median. Based on the distribution chart, Greene County Bancorp ranks #332 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Greene County Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greene County Bancorp's Shareholder Yield % compare to PDLB and OBT?
According to the Banks industry distribution chart, Greene County Bancorp ranks #332 out of 1502 companies for Shareholder Yield %. This places Greene County Bancorp in the top 22% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.59. Greene County Bancorp's value of 9.43% is 495% above this benchmark. While the company's 10-year median is 1.46 vs. the industry median of 1.59, Greene County Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.59, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Greene County Bancorp's current Shareholder Yield % of 9.43% is 495% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Greene County Bancorp and its competitors. For the Banks industry, the median Shareholder Yield % is 1.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Greene County Bancorp's current Shareholder Yield % is 9.43%, which is 546% above median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greene County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Greene County Bancorp (GCBC) is currently considered Fairly Valued. The stock's GF Value™ is $32.37, compared to a current price of $32.72 — trading 1.1% above its estimated fair value. The current Shareholder Yield % is 9.43%, which is 546% above median its 10-year median of 1.46 and 495% above the Banks industry median of 1.59. Greene County Bancorp's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Greene County Bancorp (GCBC), the current Shareholder Yield % is 9.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Greene County Bancorp (GCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Greene County Bancorp stock appears to be overvalued. The current stock price of $32.72 is trading 1.1% above its estimated GF Value™ of $32.37. GuruFocus considers Greene County Bancorp to be Fairly Valued.

Key valuation signals for GCBC:

  • Shareholder Yield %: 9.43% (546% above median its 10-year median of 1.46)
  • GF Value™: $32.37 vs. price of $32.72 (1.1% above fair value)
  • GF Score™: 69/100 with 8 warning signs
  • Industry Position: 495% above the Banks median (#332 of 1502)

No single metric tells the full story. See the GCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Greene County Bancorp Business Description

Address 302 Main Street, Catskill, NY, USA, 12414
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
69GF Score

Get the complete analysis for GCBC

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.72
Price
$32.37
GF Value