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GCBC (Greene County Bancorp) PB Ratio : 2.46 (As of Dec. 12, 2024)


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What is Greene County Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-12-12), Greene County Bancorp's share price is $31.24. Greene County Bancorp's Book Value per Share for the quarter that ended in Sep. 2024 was $12.70. Hence, Greene County Bancorp's PB Ratio of today is 2.46.

The historical rank and industry rank for Greene County Bancorp's PB Ratio or its related term are showing as below:

GCBC' s PB Ratio Range Over the Past 10 Years
Min: 1.38   Med: 2.28   Max: 4.03
Current: 2.46

During the past 13 years, Greene County Bancorp's highest PB Ratio was 4.03. The lowest was 1.38. And the median was 2.28.

GCBC's PB Ratio is ranked worse than
93.72% of 1529 companies
in the Banks industry
Industry Median: 0.94 vs GCBC: 2.46

During the past 12 months, Greene County Bancorp's average Book Value Per Share Growth Rate was 17.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 11.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 12.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 13.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Greene County Bancorp was 36.40% per year. The lowest was 3.70% per year. And the median was 9.05% per year.

Back to Basics: PB Ratio


Greene County Bancorp PB Ratio Historical Data

The historical data trend for Greene County Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Greene County Bancorp PB Ratio Chart

Greene County Bancorp Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.47 1.60 2.44 2.77 2.79

Greene County Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.22 2.46 2.46 2.79 2.43

Competitive Comparison of Greene County Bancorp's PB Ratio

For the Banks - Regional subindustry, Greene County Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greene County Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Greene County Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Greene County Bancorp's PB Ratio falls into.



Greene County Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Greene County Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=31.24/12.703
=2.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Greene County Bancorp  (NAS:GCBC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Greene County Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of Greene County Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Greene County Bancorp Business Description

Traded in Other Exchanges
N/A
Address
302 Main Street, Catskill, NY, USA, 12414
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
Executives
Tejraj S Hada director 302 MAIN STREET, CATSKILL NY 12414
Michelle M Plummer officer: SVP, COO & CFO
Jay P. Cahalan director 302 MAIN STREET, CATSKILL NY 12414
Donald E Gibson officer: President and CEO 302 MAIN STREET, CATSKILL NY 12414
Stephen E Nelson officer: Vice President - Lending
Peter W. Hogan director 302 MAIN STREET, CATSKILL NY 12414
Perry Martin Lasher officer: EVP, Chief Lending Officer 302 MAIN STREET, CATSKILL NY 12414
Paul Slutzky director
Charles H Schaefer director
Arthur Place director 425 MAIN STREET, CATSKILL NY 12414
Dennis R Ogrady director
J Bruce Whittaker director, officer: President & CEO
Bruce P Egger officer: SVP, Corporate Secretary
David H Jenkins director
Martin C Smith director

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