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GCBC (Greene County Bancorp) Liabilities-to-Assets : 0.93 (As of Sep. 2024)


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What is Greene County Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Greene County Bancorp's Total Liabilities for the quarter that ended in Sep. 2024 was $2,658.32 Mil. Greene County Bancorp's Total Assets for the quarter that ended in Sep. 2024 was $2,874.62 Mil. Therefore, Greene County Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2024 was 0.93.


Greene County Bancorp Liabilities-to-Assets Historical Data

The historical data trend for Greene County Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Greene County Bancorp Liabilities-to-Assets Chart

Greene County Bancorp Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 0.93 0.94 0.93 0.93

Greene County Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.93 0.93 0.93 0.93

Competitive Comparison of Greene County Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, Greene County Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greene County Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Greene County Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Greene County Bancorp's Liabilities-to-Assets falls into.



Greene County Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Greene County Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Jun. 2024 is calculated as:

Liabilities-to-Assets (A: Jun. 2024 )=Total Liabilities/Total Assets
=2619.788/2825.788
=0.93

Greene County Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2024 is calculated as

Liabilities-to-Assets (Q: Sep. 2024 )=Total Liabilities/Total Assets
=2658.323/2874.621
=0.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Greene County Bancorp  (NAS:GCBC) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Greene County Bancorp Liabilities-to-Assets Related Terms

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Greene County Bancorp Business Description

Traded in Other Exchanges
N/A
Address
302 Main Street, Catskill, NY, USA, 12414
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
Executives
Tejraj S Hada director 302 MAIN STREET, CATSKILL NY 12414
Michelle M Plummer officer: SVP, COO & CFO
Jay P. Cahalan director 302 MAIN STREET, CATSKILL NY 12414
Donald E Gibson officer: President and CEO 302 MAIN STREET, CATSKILL NY 12414
Stephen E Nelson officer: Vice President - Lending
Peter W. Hogan director 302 MAIN STREET, CATSKILL NY 12414
Perry Martin Lasher officer: EVP, Chief Lending Officer 302 MAIN STREET, CATSKILL NY 12414
Paul Slutzky director
Charles H Schaefer director
Arthur Place director 425 MAIN STREET, CATSKILL NY 12414
Dennis R Ogrady director
J Bruce Whittaker director, officer: President & CEO
Bruce P Egger officer: SVP, Corporate Secretary
David H Jenkins director
Martin C Smith director