GCBC (Greene County Bancorp) 3-Year Dividend Growth Rate: 11.50% (As of Mar. 2026) — 50% Above Median

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GCBC Greene County Bancorp Inc GCBC
66 GF Score
Price $35.65
GF Value $32.53
Valuation Fairly Valued
! 9 Warning Signs
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What is Greene County Bancorp 3-Year Dividend Growth Rate?

Greene County Bancorp GCBC +2.00% 66 3-Year Dividend Growth Rate is 11.50% as of Mar. 2026, which is 50% above its 10-year median of 7.65. GuruFocus rates GCBC with a GF Scoreâ„¢ of 66/100 and a GF Valueâ„¢ of $32.53 (Fairly Valued). The stock has 9 warning signs investors should review. Among 962 Banks companies, Greene County Bancorp ranks better than 53.22% on this metric.

Greene County Bancorp's Dividends per Share for the three months ended in Mar. 2026 was $0.10.

The historical rank and industry rank for Greene County Bancorp's 3-Year Dividend Growth Rate or its related term are showing as below:

GCBC' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0   Med: 7.65   Max: 46.8
Current: 11.5

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Greene County Bancorp was 46.80% per year. The lowest was 0.00% per year. And the median was 7.65% per year.

GCBC's 3-Year Dividend Growth Rate is ranked better than
53.22% of 962 companies
in the Banks industry
Industry Median: 10.1 vs GCBC: 11.50

During the past 12 months, Greene County Bancorp's average Dividends Per Share Growth Rate was 11.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 11.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 10.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 7.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Greene County Bancorp's Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.16. As of today, Greene County Bancorp's Dividend Yield % is 1.15%.

Warning Sign:

Greene County Bancorp Inc stock Dividend Yield % is close to 1-year low.

For more information regarding to dividend, please check our Dividend Page.


Greene County Bancorp  (NAS:GCBC) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Greene County Bancorp's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.1/ 0.62
=0.16

During the past 13 years, the highest Dividend Payout Ratio of Greene County Bancorp was 0.35. The lowest was 0.16. And the median was 0.20.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Greene County Bancorp Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.1100002026-08-142026-08-142026-08-31Cash DividendquarterlyUSD:USD 1.000000
USD 0.1000002026-05-152026-05-152026-05-29Cash DividendquarterlyUSD:USD 1.000000
USD 0.1000002026-02-132026-02-132026-02-27Cash DividendquarterlyUSD:USD 1.000000
USD 0.1000002025-11-142025-11-142025-11-28Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Greene County Bancorp's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.41/35.65
=1.15 %

Current Share Price is $35.65.
Greene County Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.41.

During the past 13 years, the highest Dividend Yield of Greene County Bancorp was 2.26%. The lowest was 0.70%. And the median was 1.34%.

Warning Sign:

Greene County Bancorp Inc stock Dividend Yield % is close to 1-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Greene County Bancorp 3-Year Dividend Growth Rate Related Terms>


GCBC vs UNTY, SFST, BWB: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, Greene County Bancorp's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greene County Bancorp 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Greene County Bancorp's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Greene County Bancorp's 3-Year Dividend Growth Rate falls into.


GCBC
66GF Score
Greene County Bancorp Inc GCBC
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Greene County Bancorp 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 11.50% mean?
Greene County Bancorp (GCBC) has a 3-Year Dividend Growth Rate of 11.50% as of Mar. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Greene County Bancorp and its competitors. This is 50% above median its historical median of 7.65. According to the industry distribution chart, Greene County Bancorp ranks #450 out of 962 companies in the Banks industry, placing it in the top 46.8%.
Is Greene County Bancorp's 3-Year Dividend Growth Rate too high?
Greene County Bancorp's current 3-Year Dividend Growth Rate of 11.50% is 50% above median its 10-year median of 7.65. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Greene County Bancorp's value of 11.50% is 13.9% above this industry median. Based on the distribution chart, Greene County Bancorp ranks #450 out of 962 companies in the Banks industry, which is above the industry midpoint. Overall, Greene County Bancorp has a GF Scoreâ„¢ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greene County Bancorp's 3-Year Dividend Growth Rate compare to UNTY and SFST?
According to the Banks industry distribution chart, Greene County Bancorp ranks #450 out of 962 companies for 3-Year Dividend Growth Rate. This puts Greene County Bancorp in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Greene County Bancorp's value of 11.50% is 13.9% above this benchmark. While the company's 10-year median is 7.65 vs. the industry median of 10.10, Greene County Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 962 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Greene County Bancorp's current 3-Year Dividend Growth Rate of 11.50% is 13.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Greene County Bancorp and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Greene County Bancorp's current 3-Year Dividend Growth Rate is 11.50%, which is 50% above median its own 10-year median of 7.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greene County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Greene County Bancorp (GCBC) is currently considered Fairly Valued. The stock's GF Value™ is $32.53, compared to a current price of $35.65 — trading 9.6% above its estimated fair value. The current 3-Year Dividend Growth Rate is 11.50%, which is 50% above median its 10-year median of 7.65 and 13.9% above the Banks industry median of 10.10. Greene County Bancorp's overall GF Score™ is 66/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Greene County Bancorp (GCBC), the current 3-Year Dividend Growth Rate is 11.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Greene County Bancorp (GCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Greene County Bancorp stock appears to be overvalued. The current stock price of $35.65 is trading 9.6% above its estimated GF Value™ of $32.53. GuruFocus considers Greene County Bancorp to be Fairly Valued.

Key valuation signals for GCBC:

  • 3-Year Dividend Growth Rate: 11.50% (50% above median its 10-year median of 7.65)
  • GF Value™: $32.53 vs. price of $35.65 (9.6% above fair value)
  • GF Score™: 66/100 with 9 warning signs
  • Industry Position: 13.9% above the Banks median (#450 of 962)

No single metric tells the full story. See the GCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Greene County Bancorp Business Description

Address 302 Main Street, Catskill, NY, USA, 12414
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
66GF Score

Get the complete analysis for GCBC

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.65
Price
$32.53
GF Value