Upstart Holdings (XSWX:UPST) Cash Flow for Lease Financing: CHF Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:UPST Upstart Holdings Inc XSWX:UPST
59 GF Score
Price CHF20.55
GF Value CHF49.42
! 5 Warning Signs
View Full Analysis

What is Upstart Holdings Cash Flow for Lease Financing?

Upstart Holdings XSWX:UPST -0.63% 59 Cash Flow for Lease Financing is CHF Mil as of Jun. 2026. GuruFocus rates XSWX:UPST with a GF Score™ of 59/100 and a GF Value™ of CHF49.42. The stock has 5 warning signs investors should review.

Upstart Holdings's Cash Flow for Lease Financing for the three months ended in Jun. 2026 was CHF Mil. Upstart Holdings's Cash Flow for Lease Financing for the trailing twelve months (TTM) ended in Jun. 2026 was CHF Mil.

Compared with last quarter (CHF Mil in Mar. 2026 ), Upstart Holdings's Cash Flow for Lease Financing remained the same in Jun. 2026 (CHF Mil).

Upstart Holdings Cash Flow for Lease Financing Historical Data

* Premium members only.

The historical data trend for Upstart Holdings's Cash Flow for Lease Financing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upstart Holdings Cash Flow for Lease Financing Chart

Upstart Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow for Lease Financing
Get a 7-Day Free Trial Premium Member Only - - - - -

Upstart Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash Flow for Lease Financing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -
XSWX:UPST
59GF Score
Upstart Holdings Inc XSWX:UPST
Cash Flow for Lease Financing is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Upstart Holdings Cash Flow for Lease Financing Calculation

Cash Flow for Lease Financing is change in cash flow resulting from increase or decrease in lease financing.


Cash Flow for Lease Financing for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow for Lease Financing of CHF Mil mean?
Upstart Holdings (XSWX:UPST) has a Cash Flow for Lease Financing of CHF Mil as of Jun. 2026. Cash Flow for Lease Financing is change in cash flow resulting from increase or decrease in lease financing. View historical data on Upstart Holdings and its competitors.
Is Upstart Holdings' Cash Flow for Lease Financing too high?
Upstart Holdings' current Cash Flow for Lease Financing is CHF Mil. Overall, Upstart Holdings has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Upstart Holdings' Cash Flow for Lease Financing compare to AGM.A and WU?
Upstart Holdings' Cash Flow for Lease Financing of CHF Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow for Lease Financing for a Credit Services company?
A good Cash Flow for Lease Financing depends on the Credit Services industry context. However, Cash Flow for Lease Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow for Lease Financing mean?
A high Cash Flow for Lease Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow for Lease Financing is change in cash flow resulting from increase or decrease in lease financing. View historical data on Upstart Holdings and its competitors. Upstart Holdings's current Cash Flow for Lease Financing is CHF Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstart Holdings stock overvalued right now?
Upstart Holdings (XSWX:UPST) has a current Cash Flow for Lease Financing of CHF Mil. The stock's GF Value™ is CHF49.42, compared to a current price of CHF20.55 — trading 58.4% below its estimated fair value. The current Cash Flow for Lease Financing is CHF Mil. Upstart Holdings' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow for Lease Financing calculated?
Cash Flow for Lease Financing is calculated from a company's financial statements. For Upstart Holdings (XSWX:UPST), the current Cash Flow for Lease Financing is CHF Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upstart Holdings (XSWX:UPST) Overvalued in 2026?

Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued. The current stock price of CHF20.55 is trading 58.4% below its estimated GF Value™ of CHF49.42.

Key valuation signals for XSWX:UPST:

  • Cash Flow for Lease Financing: CHF Mil
  • GF Value™: CHF49.42 vs. price of CHF20.55 (58.4% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the XSWX:UPST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Upstart Holdings Business Description

Address 2950 South Delaware Street, Suite 410, San Mateo, CA, USA, 94403
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
59GF Score

Get the complete analysis for XSWX:UPST

Cash Flow for Lease Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF20.55
Price
CHF49.42
GF Value