Upstart Holdings (XSWX:UPST) 6-Month Price Index: 0.79 (As of Aug. 05, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:UPST Upstart Holdings Inc XSWX:UPST
59 GF Score
Price CHF24.46
GF Value CHF51.56
! 5 Warning Signs
View Full Analysis

What is Upstart Holdings 6-Month Price Index?

Upstart Holdings XSWX:UPST +3.86% 59 6-Month Price Index is 0.79 as of Aug. 05, 2026. GuruFocus rates XSWX:UPST with a GF Score™ of 59/100 and a GF Value™ of CHF51.56. The stock has 5 warning signs investors should review.

6-Month Price Index is an intermediate-term momentum that shows the price change relative to 6-month ago. It’s calculated by current share price divided by share price 6-months ago. As of today (2026-08-05), Upstart Holdings's 6-Month Price Index is 0.79.

Upstart Holdings  (XSWX:UPST) 6-Month Price Index Explanation

Price Index (PI) also called momentum. Strategies involving Price Index are also known as momentum strategies as they allow investors to profit from a company’s stock price. 6-Month Price Index is an intermediate-term momentum that shows the price change relative to 6-month ago.

The investment strategy for momentum investors is to buy winners and sell losers. That is, buy stocks that performed well and sell stocks that performed poorly in the past.

Upstart Holdings 6-Month Price Index Related Terms

XSWX:UPST vs WU, AGM.A, ECPG: 6-Month Price Index Comparison

For the Credit Services subindustry, Upstart Holdings's 6-Month Price Index, along with its competitors' market caps and 6-Month Price Index data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

XSWX:UPST
59GF Score
Upstart Holdings Inc XSWX:UPST
6-Month Price Index is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Upstart Holdings  (XSWX:UPST) 6-Month Price Index Calculation

6-Month Price Index is calculated as following:

6-Month Price Index=Current Share Price / Share Price 6-Months Ago

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 6-Month Price Index →
What does a 6-Month Price Index of 0.79 mean?
Upstart Holdings (XSWX:UPST) has a 6-Month Price Index of 0.79 as of Aug. 05, 2026. 6-Month Price Index is an intermediate-term momentum that shows the price change relative to 6-month ago. View historical data on Upstart Holdings and its competitors.
Is Upstart Holdings' 6-Month Price Index too high?
Upstart Holdings' current 6-Month Price Index is 0.79. Overall, Upstart Holdings has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Upstart Holdings' 6-Month Price Index compare to WU and AGM.A?
Upstart Holdings' 6-Month Price Index of 0.79 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 6-Month Price Index for a Credit Services company?
A good 6-Month Price Index depends on the Credit Services industry context. However, 6-Month Price Index should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 6-Month Price Index mean?
A high 6-Month Price Index can signal that a stock is expensive relative to its fundamentals. 6-Month Price Index is an intermediate-term momentum that shows the price change relative to 6-month ago. View historical data on Upstart Holdings and its competitors. Upstart Holdings's current 6-Month Price Index is 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstart Holdings stock overvalued right now?
Upstart Holdings (XSWX:UPST) has a current 6-Month Price Index of 0.79. The stock's GF Value™ is CHF51.56, compared to a current price of CHF24.46 — trading 52.6% below its estimated fair value. The current 6-Month Price Index is 0.79. Upstart Holdings' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 6-Month Price Index calculated?
6-Month Price Index is calculated from a company's financial statements. For Upstart Holdings (XSWX:UPST), the current 6-Month Price Index is 0.79 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upstart Holdings (XSWX:UPST) Overvalued in 2026?

Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued. The current stock price of CHF24.46 is trading 52.6% below its estimated GF Value™ of CHF51.56.

Key valuation signals for XSWX:UPST:

  • 6-Month Price Index: 0.79
  • GF Value™: CHF51.56 vs. price of CHF24.46 (52.6% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the XSWX:UPST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Upstart Holdings Business Description

Address 2950 South Delaware Street, Suite 410, San Mateo, CA, USA, 94403
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
59GF Score

Get the complete analysis for XSWX:UPST

6-Month Price Index is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF24.46
Price
CHF51.56
GF Value