Upstart Holdings (XSWX:UPST) Revenue: CHF974.9 Mil (TTM As of Jun. 2026)

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XSWX:UPST Upstart Holdings Inc XSWX:UPST
59 GF Score
Price CHF24.46
GF Value CHF51.56
! 5 Warning Signs
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What is Upstart Holdings Revenue?

Upstart Holdings XSWX:UPST +3.86% 59 Revenue is CHF974.9 Mil as of Jun. 2026. GuruFocus rates XSWX:UPST with a GF Score™ of 59/100 and a GF Value™ of CHF51.56. The stock has 5 warning signs investors should review.

Upstart Holdings's revenue for the three months ended in Jun. 2026 was CHF291.5 Mil. Its revenue for the trailing twelve months (TTM) ended in Jun. 2026 was CHF974.9 Mil. Upstart Holdings's Revenue per Share for the three months ended in Jun. 2026 was CHF2.66. Its Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was CHF9.13.

Warning Sign:

Upstart Holdings Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Upstart Holdings was 36.80% per year. During the past 3 years, the average Revenue per Share Growth Rate was -2.00% per year. During the past 5 years, the average Revenue per Share Growth Rate was -7.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get other companies' revenue growth rate using Revenue per Share data.

During the past 9 years, Upstart Holdings's highest 3-Year average Revenue per Share Growth Rate was 153.50% per year. The lowest was -21.80% per year. And the median was -2.90% per year.


Upstart Holdings  (XSWX:UPST) Revenue Explanation

In ranking the predictability, companies with more consistent revenue and earnings growth are ranked high with predictability.

Peter Lynch categorized companies according to their revenue growth:


Slow Grower: Inflation < 10-Year Revenue Growth Rate < 10%:
Stalwart: 10% < 10-Year Revenue Growth Rate < 20%:
Fast Grower: 10-Year Revenue Growth Rate > 20%:

His favorite companies are stalwart, those growing between 10-20% a year.

Companies in cyclical industries may see their revenue fluctuate wildly in good years and bad years.


Be Aware

Revenue can be manipulated by changing the way how revenue is booked. Companies may book sales before the payment is received, or before the revenue is fully earned. These will be added to balance sheet items such as account payable or account receivables.


Upstart Holdings Revenue Related Terms


Upstart Holdings Revenue Historical Data

* Premium members only.

The historical data trend for Upstart Holdings's Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upstart Holdings Revenue Chart

Upstart Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Revenue
Get a 7-Day Free Trial Premium Member Only 779.73 780.46 439.42 560.67 816.01

Upstart Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 209.23 220.60 220.12 242.66 291.51

XSWX:UPST vs WU, AGM.A, ECPG: Revenue Comparison

For the Credit Services subindustry, Upstart Holdings's Revenue, along with its competitors' market caps and Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Upstart Holdings Revenue vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Upstart Holdings's Revenue distribution charts can be found below:

* The bar in red indicates where Upstart Holdings's Revenue falls into.


XSWX:UPST
59GF Score
Upstart Holdings Inc XSWX:UPST
Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Upstart Holdings Revenue Calculation

Also referred as sales, revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top.

Revenue for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF974.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Revenue →
What does a Revenue of CHF974.9 Mil mean?
Upstart Holdings (XSWX:UPST) has a Revenue of CHF974.9 Mil as of Jun. 2026. Revenue is the total amount a company generates as sales through its operations. View historical data on Upstart Holdings and its competitors.
Is Upstart Holdings' Revenue too high?
Upstart Holdings' current Revenue is CHF974.9 Mil. Overall, Upstart Holdings has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Upstart Holdings' Revenue compare to WU and AGM.A?
Upstart Holdings' Revenue of CHF974.9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Revenue for a Credit Services company?
A good Revenue depends on the Credit Services industry context. However, Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Revenue mean?
A high Revenue can signal that a stock is expensive relative to its fundamentals. Revenue is the total amount a company generates as sales through its operations. View historical data on Upstart Holdings and its competitors. Upstart Holdings's current Revenue is CHF974.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstart Holdings stock overvalued right now?
Upstart Holdings (XSWX:UPST) has a current Revenue of CHF974.9 Mil. The stock's GF Value™ is CHF51.56, compared to a current price of CHF24.46 — trading 52.6% below its estimated fair value. The current Revenue is CHF974.9 Mil. Upstart Holdings' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Revenue calculated?
Revenue is calculated from a company's financial statements. For Upstart Holdings (XSWX:UPST), the current Revenue is CHF974.9 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upstart Holdings (XSWX:UPST) Overvalued in 2026?

Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued. The current stock price of CHF24.46 is trading 52.6% below its estimated GF Value™ of CHF51.56.

Key valuation signals for XSWX:UPST:

  • Revenue: CHF974.9 Mil
  • GF Value™: CHF51.56 vs. price of CHF24.46 (52.6% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the XSWX:UPST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Upstart Holdings Business Description

Address 2950 South Delaware Street, Suite 410, San Mateo, CA, USA, 94403
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
59GF Score

Get the complete analysis for XSWX:UPST

Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF24.46
Price
CHF51.56
GF Value