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Pretax income is the income that a company earns before paying income taxes. Upstart Holdings's pretax income for the
three
months ended in Mar. 2026 was CHF-5.2 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was CHF40.1 Mil.
Upstart Holdings's pretax margin was -2.13%.
During the past 9 years, Upstart Holdings's highest Pretax Margin was 15.80%. The lowest was -47.24%. And the median was -11.74%.
During the past 9 years, Upstart Holdings's highest Pretax Margin was 15.80%. The lowest was -47.24%. And the median was -11.74%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upstart Holdings Pre-Tax Income Related Terms
Upstart Holdings Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for Upstart Holdings's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:UPST vs WU, AGM.A, ECPG: Pre-Tax Income Comparison
For the Credit Services subindustry, Upstart Holdings's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upstart Holdings Pre-Tax Income vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Upstart Holdings's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Upstart Holdings's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF40.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upstart Holdings (XSWX:UPST) has a Pre-Tax Income of CHF40.1 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Upstart Holdings and its competitors.
Is Upstart Holdings' Pre-Tax Income too high?
Upstart Holdings' current Pre-Tax Income is CHF40.1 Mil. Overall, Upstart Holdings has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Upstart Holdings' Pre-Tax Income compare to WU and AGM.A?
Upstart Holdings' Pre-Tax Income of CHF40.1 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Upstart Holdings and its competitors. Upstart Holdings's current Pre-Tax Income is CHF40.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstart Holdings stock overvalued right now?
Upstart Holdings (XSWX:UPST) has a current Pre-Tax Income of CHF40.1 Mil. The stock's GF Value™ is CHF51.56, compared to a current price of CHF24.46 — trading 52.6% below its estimated fair value. The current Pre-Tax Income is CHF40.1 Mil. Upstart Holdings' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Upstart Holdings (XSWX:UPST), the current Pre-Tax Income is CHF40.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upstart Holdings (XSWX:UPST) Overvalued in 2026?
Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued.
The current stock price of CHF24.46 is trading 52.6% below its estimated GF Value™ of CHF51.56.
Key valuation signals for XSWX:UPST:
Pre-Tax Income: CHF40.1 Mil
GF Value™: CHF51.56 vs. price of CHF24.46 (52.6% below fair value)
No single metric tells the full story. See the XSWX:UPST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
59GF Score
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Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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