Upstart Holdings (XSWX:UPST) Total Noninterest Expense: CHF951.0 Mil (As of Jun. 2026)

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XSWX:UPST Upstart Holdings Inc XSWX:UPST
59 GF Score
Price CHF25.83
GF Value CHF50.63
! 5 Warning Signs
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What is Upstart Holdings Total Noninterest Expense?

Upstart Holdings XSWX:UPST +5.60% 59 Total Noninterest Expense is CHF951.0 Mil as of Jun. 2026. GuruFocus rates XSWX:UPST with a GF Score™ of 59/100 and a GF Value™ of CHF50.63. The stock has 5 warning signs investors should review.

Upstart Holdings's Total Noninterest Expense for the three months ended in Jun. 2026 was CHF279.8 Mil. Upstart Holdings's Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 was CHF951.0 Mil.

Upstart Holdings Total Noninterest Expense Related Terms

Upstart Holdings Total Noninterest Expense Historical Data

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The historical data trend for Upstart Holdings's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upstart Holdings Total Noninterest Expense Chart

Upstart Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only 650.66 890.90 652.54 717.74 797.88

Upstart Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 205.54 201.76 220.88 248.58 279.81
XSWX:UPST
59GF Score
Upstart Holdings Inc XSWX:UPST
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Upstart Holdings Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF951.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of CHF951.0 Mil mean?
Upstart Holdings (XSWX:UPST) has a Total Noninterest Expense of CHF951.0 Mil as of Jun. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Upstart Holdings and its competitors.
Is Upstart Holdings' Total Noninterest Expense too high?
Upstart Holdings' current Total Noninterest Expense is CHF951.0 Mil. Overall, Upstart Holdings has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Upstart Holdings' Total Noninterest Expense compare to WU and AGM.A?
Upstart Holdings' Total Noninterest Expense of CHF951.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Credit Services company?
A good Total Noninterest Expense depends on the Credit Services industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Upstart Holdings and its competitors. Upstart Holdings's current Total Noninterest Expense is CHF951.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstart Holdings stock overvalued right now?
Upstart Holdings (XSWX:UPST) has a current Total Noninterest Expense of CHF951.0 Mil. The stock's GF Value™ is CHF50.63, compared to a current price of CHF25.83 — trading 49% below its estimated fair value. The current Total Noninterest Expense is CHF951.0 Mil. Upstart Holdings' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Upstart Holdings (XSWX:UPST), the current Total Noninterest Expense is CHF951.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upstart Holdings (XSWX:UPST) Overvalued in 2026?

Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued. The current stock price of CHF25.83 is trading 49% below its estimated GF Value™ of CHF50.63.

Key valuation signals for XSWX:UPST:

  • Total Noninterest Expense: CHF951.0 Mil
  • GF Value™: CHF50.63 vs. price of CHF25.83 (49% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the XSWX:UPST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Upstart Holdings Business Description

Address 2950 South Delaware Street, Suite 410, San Mateo, CA, USA, 94403
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
59GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF25.83
Price
CHF50.63
GF Value