Cembra Money Bank AG's operating cash flow per share for the
six
months ended in Dec. 2025 was $6.67.
Cembra Money Bank AG's operating cash flow per share for the trailing twelve months (TTM) ended in Dec. 2025 was $9.32.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Cembra Money Bank AG was -15.80% per year.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was -3.40% per year.
During the past 5 years, the average Operating Cash Flow per Share Growth Rate was 1.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.
The historical rank and industry rank for Cembra Money Bank AG's Operating Cash Flow per Share or its related term are showing as below:
CMBNF'
s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -29.3 Med: 3.25 Max: 32.1
Current: -3.4
During the past 13 years, Cembra Money Bank AG's highest 3-Year average Operating Cash Flow per Share Growth Rate was 32.10% per year. The lowest was -29.30% per year. And the median was 3.25% per year.
CMBNF's 3-Year OCF Growth Rate is ranked worse than 55.74% of 1080
companies
in the Banks industry
Industry Median: -0.45
vs CMBNF: -3.40
Cembra Money Bank AG Operating Cash Flow per Share Related Terms
Cembra Money Bank AG Operating Cash Flow per Share Historical Data
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The historical data trend for Cembra Money Bank AG's Operating Cash Flow per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cembra Money Bank AG Operating Cash Flow per Share Chart
Cembra Money Bank AG Operating Cash Flow per Share Competitor Comparison
For the Banks - Regional subindustry, Cembra Money Bank AG's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cembra Money Bank AG Price-to-Operating-Cash-Flow vs Banks Industry
For the Banks industry and Financial Services sector, Cembra Money Bank AG's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Cembra Money Bank AG's Price-to-Operating-Cash-Flow falls into.
Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $9.32
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Operating Cash Flow per Share of $9.32 mean?
Cembra Money Bank AG (CMBNF) has a Operating Cash Flow per Share of $9.32 as of Dec. 2025. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Cembra Money Bank AG and its competitors. According to the industry distribution chart, Cembra Money Bank AG ranks #602 out of 1080 companies in the Banks industry, placing it in the top 55.7%.
Is Cembra Money Bank AG's Operating Cash Flow per Share too high?
Cembra Money Bank AG's current Operating Cash Flow per Share is $9.32. Based on the distribution chart, Cembra Money Bank AG ranks #602 out of 1080 companies in the Banks industry, which is below the industry midpoint. Overall, Cembra Money Bank AG has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's Operating Cash Flow per Share compare to competitors?
According to the Banks industry distribution chart, Cembra Money Bank AG ranks #602 out of 1080 companies for Operating Cash Flow per Share. This places Cembra Money Bank AG in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
A good Operating Cash Flow per Share depends on the Banks industry context. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Cembra Money Bank AG and its competitors. Cembra Money Bank AG's current Operating Cash Flow per Share is $9.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current Operating Cash Flow per Share of $9.32. The stock's GF Value™ is $107.84, compared to a current price of $126.00 — trading 16.8% above its estimated fair value. The current Operating Cash Flow per Share is $9.32. Cembra Money Bank AG's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current Operating Cash Flow per Share is $9.32 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?
Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued.
The current stock price of $126.00 is trading 16.8% above its estimated GF Value™ of $107.84.
Key valuation signals for CMBNF:
Operating Cash Flow per Share: $9.32
GF Value™: $107.84 vs. price of $126.00 (16.8% above fair value)
No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
61GF Score
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Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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