CMBNF (Cembra Money Bank AG) ROC (Joel Greenblatt) %: % (As of Dec. 2025)


CMBNF Cembra Money Bank AG CMBNF
62 GF Score
Price $126.00
GF Value $106.79
! 5 Warning Signs
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What is Cembra Money Bank AG ROC (Joel Greenblatt) %?

Cembra Money Bank AG CMBNF 62 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates CMBNF with a GF Score™ of 62/100 and a GF Value™ of $106.79. The stock has 5 warning signs investors should review. Among 47 Banks companies, Cembra Money Bank AG ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

CMBNF
62GF Score
Cembra Money Bank AG CMBNF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Cembra Money Bank AG (CMBNF) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Cembra Money Bank AG and its competitors. According to the industry distribution chart, Cembra Money Bank AG ranks #999999 out of 47 companies in the Banks industry.
Is Cembra Money Bank AG's ROC (Joel Greenblatt) % too high?
Cembra Money Bank AG's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Cembra Money Bank AG ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Cembra Money Bank AG has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Cembra Money Bank AG ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Cembra Money Bank AG in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 70.66. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 70.66, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Cembra Money Bank AG and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 70.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cembra Money Bank AG's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is $106.79, compared to a current price of $126.00 — trading 18% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Cembra Money Bank AG's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of $126.00 is trading 18% above its estimated GF Value™ of $106.79.

Key valuation signals for CMBNF:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $106.79 vs. price of $126.00 (18% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cembra Money Bank AG Business Description

Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
62GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$126.00
Price
$106.79
GF Value