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Gross-Profit-to-Asset % is calculated as Gross Profit divided by its average Total Assets over a certain period of time. Cembra Money Bank AG's annualizedGross Profit for the quarter that ended in Dec. 2025 was $689.9 Mil.
Cembra Money Bank AG's average Total Assets over the quarter that ended in Dec. 2025 was $9,852.5 Mil. Therefore, Cembra Money Bank AG's annualized Gross-Profit-to-Asset % for the quarter that ended in Dec. 2025 was 7.00%.
Cembra Money Bank AG Gross-Profit-to-Asset % Related Terms
Cembra Money Bank AG Gross-Profit-to-Asset % Historical Data
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The historical data trend for Cembra Money Bank AG's Gross-Profit-to-Asset % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cembra Money Bank AG Gross-Profit-to-Asset % Chart
Cembra Money Bank AG Gross-Profit-to-Asset % Competitor Comparison
For the Banks - Regional subindustry, Cembra Money Bank AG's Gross-Profit-to-Asset %, along with its competitors' market caps and Gross-Profit-to-Asset % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cembra Money Bank AG Gross-Profit-to-Asset % vs Banks Industry
For the Banks industry and Financial Services sector, Cembra Money Bank AG's Gross-Profit-to-Asset % distribution charts can be found below:
* The bar in red indicates where Cembra Money Bank AG's Gross-Profit-to-Asset % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Gross-Profit-to-Asset %, the Gross Profit of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Gross Profit data used here is two times the semi-annual (Dec. 2025) data.
Gross-Profit-to-Asset % is displayed in the 30-year financial page.
What does a Gross-Profit-to-Asset % of 7.00% mean?
Cembra Money Bank AG (CMBNF) has a Gross-Profit-to-Asset % of 7.00% as of Dec. 2025. Gross Profit to Asset Ratio is the total gross profit divided by total assets. View historical data on Cembra Money Bank AG and its competitors. According to the industry distribution chart, Cembra Money Bank AG ranks #999999 out of 313 companies in the Banks industry.
Is Cembra Money Bank AG's Gross-Profit-to-Asset % too high?
Cembra Money Bank AG's current Gross-Profit-to-Asset % is 7.00%. The Banks industry median Gross-Profit-to-Asset % is 3.94. Cembra Money Bank AG's value of 7.00% is 77.7% above this industry median. Based on the distribution chart, Cembra Money Bank AG ranks #999999 out of 313 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Cembra Money Bank AG has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's Gross-Profit-to-Asset % compare to competitors?
According to the Banks industry distribution chart, Cembra Money Bank AG ranks #999999 out of 313 companies for Gross-Profit-to-Asset %. This places Cembra Money Bank AG in the lower half of its industry. The industry median Gross-Profit-to-Asset % is 3.94. Cembra Money Bank AG's value of 7.00% is 77.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross-Profit-to-Asset % for a Banks company?
The median Gross-Profit-to-Asset % among Banks companies is 3.94, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a Gross-Profit-to-Asset % significantly above this median, while those in the bottom quartile fall well below. However, Gross-Profit-to-Asset % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cembra Money Bank AG's current Gross-Profit-to-Asset % of 7.00% is 77.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross-Profit-to-Asset % mean?
A high Gross-Profit-to-Asset % can signal that a stock is expensive relative to its fundamentals. Gross Profit to Asset Ratio is the total gross profit divided by total assets. View historical data on Cembra Money Bank AG and its competitors. For the Banks industry, the median Gross-Profit-to-Asset % is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cembra Money Bank AG's current Gross-Profit-to-Asset % is 7.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current Gross-Profit-to-Asset % of 7.00%. The stock's GF Value™ is $113.25, compared to a current price of $126.00 — trading 11.3% above its estimated fair value. The current Gross-Profit-to-Asset % is 7.00% and 77.7% above the Banks industry median of 3.94. Cembra Money Bank AG's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross-Profit-to-Asset % calculated?
Gross-Profit-to-Asset % is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current Gross-Profit-to-Asset % is 7.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?
Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued.
The current stock price of $126.00 is trading 11.3% above its estimated GF Value™ of $113.25.
Key valuation signals for CMBNF:
Gross-Profit-to-Asset %: 7.00%
GF Value™: $113.25 vs. price of $126.00 (11.3% above fair value)
Industry Position: 77.7% above the Banks median (#999999 of 313)
No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
59GF Score
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