CMBNF (Cembra Money Bank AG) Tangible Book per Share: $49.02 (As of Dec. 2025)


CMBNF Cembra Money Bank AG CMBNF
63 GF Score
Price $126.00
GF Value $108.87
! 5 Warning Signs
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What is Cembra Money Bank AG Tangible Book per Share?

Cembra Money Bank AG CMBNF 63 Tangible Book per Share is $49.02 as of Dec. 2025. GuruFocus rates CMBNF with a GF Score™ of 63/100 and a GF Value™ of $108.87. The stock has 5 warning signs investors should review.

Tangible book value per share is calculated as the total tangible equity divided by Shares Outstanding (EOP). Total tangible equity is calculated as the Total Stockholders Equity minus Preferred Stock minus Intangible Assets. Cembra Money Bank AG's tangible book value per share for the quarter that ended in Dec. 2025 was $49.02.

Since intangibles such as goodwill cannot be sold when the company liquidates, tangible book value per share is considered more accurate in reflecting how much shareholders will receive when the company liquidates.


Cembra Money Bank AG  (OTCPK:CMBNF) Tangible Book per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Cembra Money Bank AG Tangible Book per Share Related Terms


Cembra Money Bank AG Tangible Book per Share Historical Data

* Premium members only.

The historical data trend for Cembra Money Bank AG's Tangible Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cembra Money Bank AG Tangible Book per Share Chart

Cembra Money Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tangible Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.96 38.25 40.75 41.35 49.02

Cembra Money Bank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Tangible Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.75 38.16 41.35 43.85 49.02

Cembra Money Bank AG Tangible Book per Share Competitor Comparison

For the Banks - Regional subindustry, Cembra Money Bank AG's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cembra Money Bank AG Price-to-Tangible-Book vs Banks Industry

For the Banks industry and Financial Services sector, Cembra Money Bank AG's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Cembra Money Bank AG's Price-to-Tangible-Book falls into.


CMBNF
63GF Score
Cembra Money Bank AG CMBNF
Tangible Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Cembra Money Bank AG Tangible Book per Share Calculation

Cembra Money Bank AG's Tangible Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as

Tangible Book Value per Share=(Total Stockholders Equity-Preferred Stock-Intangible Assets)/Shares Outstanding (EOP)
=(1688.292-0-252.15)/29.296
=49.02

Cembra Money Bank AG's Tangible Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as

Tangible Book Value per Share=(Total Stockholders Equity-Preferred Stock-Intangible Assets)/Shares Outstanding (EOP)
=(1688.292-0-252.15)/29.296
=49.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total equity is a balance sheet item and equal to total assets less total liabilities of the company. Since intangibles such as goodwill cannot be sold when the company liquidates, tangible book value per share is considered more accurate in reflecting how much shareholders will receive when the company liquidates.

What does a Tangible Book per Share of $49.02 mean?
Cembra Money Bank AG (CMBNF) has a Tangible Book per Share of $49.02 as of Dec. 2025. Tangible book per share equals the per-share value of a company's tangible equity. View historical data on Cembra Money Bank AG and its competitors.
Is Cembra Money Bank AG's Tangible Book per Share too high?
Cembra Money Bank AG's current Tangible Book per Share is $49.02. Overall, Cembra Money Bank AG has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's Tangible Book per Share compare to competitors?
Cembra Money Bank AG's Tangible Book per Share of $49.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tangible Book per Share for a Banks company?
A good Tangible Book per Share depends on the Banks industry context. However, Tangible Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tangible Book per Share mean?
A high Tangible Book per Share can signal that a stock is expensive relative to its fundamentals. Tangible book per share equals the per-share value of a company's tangible equity. View historical data on Cembra Money Bank AG and its competitors. Cembra Money Bank AG's current Tangible Book per Share is $49.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current Tangible Book per Share of $49.02. The stock's GF Value™ is $108.87, compared to a current price of $126.00 — trading 15.7% above its estimated fair value. The current Tangible Book per Share is $49.02. Cembra Money Bank AG's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tangible Book per Share calculated?
Tangible Book per Share is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current Tangible Book per Share is $49.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of $126.00 is trading 15.7% above its estimated GF Value™ of $108.87.

Key valuation signals for CMBNF:

  • Tangible Book per Share: $49.02
  • GF Value™: $108.87 vs. price of $126.00 (15.7% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cembra Money Bank AG Business Description

Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
63GF Score

Get the complete analysis for CMBNF

Tangible Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$126.00
Price
$108.87
GF Value