CMBNF (Cembra Money Bank AG) YoY EPS Growth: 12.22% (As of Dec. 2025)


CMBNF Cembra Money Bank AG CMBNF
62 GF Score
Price $126.00
GF Value $106.79
! 5 Warning Signs
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What is Cembra Money Bank AG YoY EPS Growth?

Cembra Money Bank AG CMBNF 62 YoY EPS Growth is 12.22% as of Dec. 2025. GuruFocus rates CMBNF with a GF Score™ of 62/100 and a GF Value™ of $106.79. The stock has 5 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Cembra Money Bank AG's YoY EPS Growth for the quarter that ended in Dec. 2025 was 12.22%.

Cembra Money Bank AG's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $3.94.

Cembra Money Bank AG YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Cembra Money Bank AG's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cembra Money Bank AG YoY EPS Growth Chart

Cembra Money Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.85 3.72 0.61 4.57 17.86

Cembra Money Bank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.73 5.47 7.30 22.26 12.22
CMBNF
62GF Score
Cembra Money Bank AG CMBNF
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Cembra Money Bank AG YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Cembra Money Bank AG's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(7.667-6.505)/ | 6.505 |
=17.86 %

Cembra Money Bank AG's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 )) |
=(3.94-3.511)/ | 3.511 |
=12.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 12.22% mean?
Cembra Money Bank AG (CMBNF) has a YoY EPS Growth of 12.22% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Cembra Money Bank AG and its competitors.
Is Cembra Money Bank AG's YoY EPS Growth too high?
Cembra Money Bank AG's current YoY EPS Growth is 12.22%. Overall, Cembra Money Bank AG has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's YoY EPS Growth compare to competitors?
Cembra Money Bank AG's YoY EPS Growth of 12.22% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Cembra Money Bank AG and its competitors. Cembra Money Bank AG's current YoY EPS Growth is 12.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current YoY EPS Growth of 12.22%. The stock's GF Value™ is $106.79, compared to a current price of $126.00 — trading 18% above its estimated fair value. The current YoY EPS Growth is 12.22%. Cembra Money Bank AG's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current YoY EPS Growth is 12.22% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of $126.00 is trading 18% above its estimated GF Value™ of $106.79.

Key valuation signals for CMBNF:

  • YoY EPS Growth: 12.22%
  • GF Value™: $106.79 vs. price of $126.00 (18% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cembra Money Bank AG Business Description

Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
62GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$126.00
Price
$106.79
GF Value