CMBNF (Cembra Money Bank AG) Credit Losses Provision: $0.0 Mil (As of Dec. 2025)


CMBNF Cembra Money Bank AG CMBNF
61 GF Score
Price $126.00
GF Value $107.84
! 5 Warning Signs
View Full Analysis

What is Cembra Money Bank AG Credit Losses Provision?

Cembra Money Bank AG CMBNF 61 Credit Losses Provision is $0.0 Mil as of Dec. 2025. GuruFocus rates CMBNF with a GF Score™ of 61/100 and a GF Value™ of $107.84. The stock has 5 warning signs investors should review.

Cembra Money Bank AG's credit losses provision for the six months ended in Dec. 2025 was $0.0 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Dec. 2025 was $0.0 Mil.

Cembra Money Bank AG Credit Losses Provision Historical Data

* Premium members only.

The historical data trend for Cembra Money Bank AG's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cembra Money Bank AG Credit Losses Provision Chart

Cembra Money Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Credit Losses Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Cembra Money Bank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Credit Losses Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CMBNF
61GF Score
Cembra Money Bank AG CMBNF
Credit Losses Provision is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cembra Money Bank AG Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Credit Losses Provision of $0.0 Mil mean?
Cembra Money Bank AG (CMBNF) has a Credit Losses Provision of $0.0 Mil as of Dec. 2025. Provision for credit loss is the amount a bank reserves to cover non-performing loans. View historical data on Cembra Money Bank AG and its competitors.
Is Cembra Money Bank AG's Credit Losses Provision too high?
Cembra Money Bank AG's current Credit Losses Provision is $0.0 Mil. Overall, Cembra Money Bank AG has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's Credit Losses Provision compare to competitors?
Cembra Money Bank AG's Credit Losses Provision of $0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Credit Losses Provision for a Banks company?
A good Credit Losses Provision depends on the Banks industry context. However, Credit Losses Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Credit Losses Provision mean?
A high Credit Losses Provision can signal that a stock is expensive relative to its fundamentals. Provision for credit loss is the amount a bank reserves to cover non-performing loans. View historical data on Cembra Money Bank AG and its competitors. Cembra Money Bank AG's current Credit Losses Provision is $0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current Credit Losses Provision of $0.0 Mil. The stock's GF Value™ is $107.84, compared to a current price of $126.00 — trading 16.8% above its estimated fair value. The current Credit Losses Provision is $0.0 Mil. Cembra Money Bank AG's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Credit Losses Provision calculated?
Credit Losses Provision is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current Credit Losses Provision is $0.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of $126.00 is trading 16.8% above its estimated GF Value™ of $107.84.

Key valuation signals for CMBNF:

  • Credit Losses Provision: $0.0 Mil
  • GF Value™: $107.84 vs. price of $126.00 (16.8% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cembra Money Bank AG Business Description

Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
61GF Score

Get the complete analysis for CMBNF

Credit Losses Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$126.00
Price
$107.84
GF Value