CMBNF (Cembra Money Bank AG) Long-Term Capital Lease Obligation: $0.0 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CMBNF Cembra Money Bank AG CMBNF
59 GF Score
Price $126.00
GF Value $113.25
! 3 Warning Signs
View Full Analysis

What is Cembra Money Bank AG Long-Term Capital Lease Obligation?

Cembra Money Bank AG CMBNF 59 Long-Term Capital Lease Obligation is $0.0 Mil as of Dec. 2025. GuruFocus rates CMBNF with a GF Score™ of 59/100 and a GF Value™ of $113.25. The stock has 3 warning signs investors should review.

Cembra Money Bank AG's Long-Term Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.0 Mil.

Cembra Money Bank AG  (OTCPK:CMBNF) Long-Term Capital Lease Obligation Explanation

Long-Term Capital Lease Obligation are the amount due for long-term asset lease agreements that are nearly equivalent to asset purchases. Capital lease obligations are installment payments that constitute a payment of principal plus interest for the capital lease. The Short-Term Capital Lease Obligation is the portion of a Long-Term Capital Lease Obligation that is due over the next year.

Under US Generally Accepted Accounting Principles (GAAP), a capital lease is essentially equivalent to a purchase by the lessee if it meets the following criteria:

1. Ownership of the asset is transferred to the lessee at the end of the lease term;
2. The lease contains a bargain purchase option to buy the equipment at less than fair market value;
3. The lease term equals or exceeds 75% of the asset's estimated useful life;
4. The present value of the lease payments equals or exceeds 90% of the total original cost of the equipment.

Cembra Money Bank AG Long-Term Capital Lease Obligation Related Terms

Cembra Money Bank AG Long-Term Capital Lease Obligation Historical Data

* Premium members only.

The historical data trend for Cembra Money Bank AG's Long-Term Capital Lease Obligation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cembra Money Bank AG Long-Term Capital Lease Obligation Chart

Cembra Money Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Capital Lease Obligation
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Cembra Money Bank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Capital Lease Obligation Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CMBNF
59GF Score
Cembra Money Bank AG CMBNF
Long-Term Capital Lease Obligation is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Long-Term Capital Lease Obligation of $0.0 Mil mean?
Cembra Money Bank AG (CMBNF) has a Long-Term Capital Lease Obligation of $0.0 Mil as of Dec. 2025. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on Cembra Money Bank AG and its competitors.
Is Cembra Money Bank AG's Long-Term Capital Lease Obligation too high?
Cembra Money Bank AG's current Long-Term Capital Lease Obligation is $0.0 Mil. Overall, Cembra Money Bank AG has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Cembra Money Bank AG's Long-Term Capital Lease Obligation compare to competitors?
Cembra Money Bank AG's Long-Term Capital Lease Obligation of $0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Capital Lease Obligation for a Banks company?
A good Long-Term Capital Lease Obligation depends on the Banks industry context. However, Long-Term Capital Lease Obligation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Capital Lease Obligation mean?
A high Long-Term Capital Lease Obligation can signal that a stock is expensive relative to its fundamentals. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on Cembra Money Bank AG and its competitors. Cembra Money Bank AG's current Long-Term Capital Lease Obligation is $0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cembra Money Bank AG stock overvalued right now?
Cembra Money Bank AG (CMBNF) has a current Long-Term Capital Lease Obligation of $0.0 Mil. The stock's GF Value™ is $113.25, compared to a current price of $126.00 — trading 11.3% above its estimated fair value. The current Long-Term Capital Lease Obligation is $0.0 Mil. Cembra Money Bank AG's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Capital Lease Obligation calculated?
Long-Term Capital Lease Obligation is calculated from a company's financial statements. For Cembra Money Bank AG (CMBNF), the current Long-Term Capital Lease Obligation is $0.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cembra Money Bank AG (CMBNF) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of $126.00 is trading 11.3% above its estimated GF Value™ of $113.25.

Key valuation signals for CMBNF:

  • Long-Term Capital Lease Obligation: $0.0 Mil
  • GF Value™: $113.25 vs. price of $126.00 (11.3% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the CMBNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cembra Money Bank AG Business Description

Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
59GF Score

Get the complete analysis for CMBNF

Long-Term Capital Lease Obligation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$126.00
Price
$113.25
GF Value