Standard Bank Malawi (MSW:STANDARD) Cash Flow from Financing: MWK-18,032 Mil (TTM As of Dec. 2025)


MSW:STANDARD Standard Bank Malawi PLC MSW:STANDARD
77 GF Score
Price MWK3,999.23
GF Value MWK1,932.82
Valuation Significantly Overvalued
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What is Standard Bank Malawi Cash Flow from Financing?

Standard Bank Malawi MSW:STANDARD 77 Cash Flow from Financing is MWK-18,032 Mil as of Dec. 2025. GuruFocus rates MSW:STANDARD with a GF Score™ of 77/100 and a GF Value™ of MWK1,932.82 (Significantly Overvalued).

Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.

For the six months ended in Dec. 2025, Standard Bank Malawi paid MWK0 Mil more to buy back shares than it received from issuing new shares. It received MWK0 Mil from issuing more debt. It paid MWK0 Mil more to buy back preferred shares than it received from issuing preferred shares. It spent MWK5,899 Mil paying cash dividends to shareholders. It received MWK0 Mil on other financial activities. In all, Standard Bank Malawi spent MWK5,899 Mil on financial activities for the six months ended in Dec. 2025.


Standard Bank Malawi  (MSW:STANDARD) Cash Flow from Financing Explanation

Cash from financing contains six items:

1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.

Standard Bank Malawi's issuance of stock for the six months ended in Dec. 2025 was MWK0 Mil.

2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.

Standard Bank Malawi's repurchase of stock for the six months ended in Dec. 2025 was MWK0 Mil.

3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.

Standard Bank Malawi's net issuance of debt for the six months ended in Dec. 2025 was MWK0 Mil. Standard Bank Malawi received MWK0 Mil from issuing more debt.

4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.

Standard Bank Malawi's net issuance of preferred for the six months ended in Dec. 2025 was MWK0 Mil. Standard Bank Malawi paid MWK0 Mil more to buy back preferred shares than it received from issuing preferred shares.

5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

Standard Bank Malawi's cash flow for dividends for the six months ended in Dec. 2025 was MWK-5,899 Mil. Standard Bank Malawi spent MWK5,899 Mil paying cash dividends to shareholders.

6. Other Financing:
Money spent or earned by company from other financial activities.

Standard Bank Malawi's other financing for the six months ended in Dec. 2025 was MWK0 Mil. Standard Bank Malawi received MWK0 Mil on other financial activities.


Standard Bank Malawi Cash Flow from Financing Related Terms


Standard Bank Malawi Cash Flow from Financing Historical Data

* Premium members only.

The historical data trend for Standard Bank Malawi's Cash Flow from Financing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Malawi Cash Flow from Financing Chart

Standard Bank Malawi Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Financing
Get a 7-Day Free Trial -11,315.00 -8,509.00 -8,695.00 -23,820.00 -18,032.00

Standard Bank Malawi Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Flow from Financing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4,443.00 -21,047.00 -2,773.00 -11,924.00 -6,108.00
MSW:STANDARD
77GF Score
Standard Bank Malawi PLC MSW:STANDARD
Cash Flow from Financing is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Bank Malawi Cash Flow from Financing Calculation

This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.

Standard Bank Malawi's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:

Standard Bank Malawi's Cash from Financing for the quarter that ended in Dec. 2025 is:


Cash Flow from Financing for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MWK-18,032 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Financing of MWK-18,032 Mil mean?
Standard Bank Malawi (MSW:STANDARD) has a Cash Flow from Financing of MWK-18,032 Mil as of Dec. 2025. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Standard Bank Malawi and its competitors.
Is Standard Bank Malawi's Cash Flow from Financing too high?
Standard Bank Malawi's current Cash Flow from Financing is MWK-18,032 Mil. Overall, Standard Bank Malawi has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's Cash Flow from Financing compare to PNC and USB?
Standard Bank Malawi's Cash Flow from Financing of MWK-18,032 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Standard Bank Malawi and its competitors. Standard Bank Malawi's current Cash Flow from Financing is MWK-18,032 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,932.82, compared to a current price of MWK3,999.23 — trading 106.9% above its estimated fair value. The current Cash Flow from Financing is MWK-18,032 Mil. Standard Bank Malawi's overall GF Score™ is 77/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current Cash Flow from Financing is MWK-18,032 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued. The current stock price of MWK3,999.23 is trading 106.9% above its estimated GF Value™ of MWK1,932.82. GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.

Key valuation signals for MSW:STANDARD:

  • Cash Flow from Financing: MWK-18,032 Mil
  • GF Value™: MWK1,932.82 vs. price of MWK3,999.23 (106.9% above fair value)
  • GF Score™: 77/100

No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Bank Malawi Business Description

Address Africa Unity Avenue, P O Box 30380, Standard Bank Centre, Lilongwe, MWI, 3
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
77GF Score

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Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK3,999.23
Price
MWK1,932.82
GF Value