Standard Bank Malawi (MSW:STANDARD) Total Deposits: MWK1,390,914 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MSW:STANDARD Standard Bank Malawi PLC MSW:STANDARD
77 GF Score
Price MWK3,999.13
GF Value MWK1,941.44
Valuation Significantly Overvalued
View Full Analysis

What is Standard Bank Malawi Total Deposits?

Standard Bank Malawi MSW:STANDARD 77 Total Deposits is MWK1,390,914 Mil as of Dec. 2025. GuruFocus rates MSW:STANDARD with a GF Score™ of 77/100 and a GF Value™ of MWK1,941.44 (Significantly Overvalued).

Standard Bank Malawi's annual total deposits increased from Dec. 2023 (MWK812,208 Mil) to Dec. 2024 (MWK966,586 Mil) and increased from Dec. 2024 (MWK966,586 Mil) to Dec. 2025 (MWK1,390,914 Mil).

Standard Bank Malawi Total Deposits Historical Data

* Premium members only.

The historical data trend for Standard Bank Malawi's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Malawi Total Deposits Chart

Standard Bank Malawi Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial 461,412.00 613,968.00 812,208.00 966,586.00 1,390,914.00

Standard Bank Malawi Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 812,208.00 908,089.00 966,586.00 1,269,822.00 1,390,914.00
MSW:STANDARD
77GF Score
Standard Bank Malawi PLC MSW:STANDARD
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Bank Malawi Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of MWK1,390,914 Mil mean?
Standard Bank Malawi (MSW:STANDARD) has a Total Deposits of MWK1,390,914 Mil as of Dec. 2025. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Standard Bank Malawi and its competitors.
Is Standard Bank Malawi's Total Deposits too high?
Standard Bank Malawi's current Total Deposits is MWK1,390,914 Mil. Overall, Standard Bank Malawi has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's Total Deposits compare to PNC and USB?
Standard Bank Malawi's Total Deposits of MWK1,390,914 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Standard Bank Malawi and its competitors. Standard Bank Malawi's current Total Deposits is MWK1,390,914 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,941.44, compared to a current price of MWK3,999.13 — trading 106% above its estimated fair value. The current Total Deposits is MWK1,390,914 Mil. Standard Bank Malawi's overall GF Score™ is 77/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current Total Deposits is MWK1,390,914 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued. The current stock price of MWK3,999.13 is trading 106% above its estimated GF Value™ of MWK1,941.44. GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.

Key valuation signals for MSW:STANDARD:

  • Total Deposits: MWK1,390,914 Mil
  • GF Value™: MWK1,941.44 vs. price of MWK3,999.13 (106% above fair value)
  • GF Score™: 77/100

No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Bank Malawi Business Description

Address Africa Unity Avenue, P O Box 30380, Standard Bank Centre, Lilongwe, MWI, 3
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
77GF Score

Get the complete analysis for MSW:STANDARD

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK3,999.13
Price
MWK1,941.44
GF Value