Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Standard Bank MalawiMSW:STANDARD 81 3-Year EPS without NRI Growth Rate is 45.90% as of Jun. 2026, which is 30% above its 10-year median of 35.20. GuruFocus rates MSW:STANDARD with a GF Score™ of 81/100 and a GF Value™ of MWK2,480.59 (Significantly Overvalued). Among 1,409 Banks companies, Standard Bank Malawi ranks better than 93.04% on this metric.
During the past 12 months, Standard Bank Malawi's average EPS without NRI Growth Rate was 52.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 45.90% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 41.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 8 years, the highest 3-Year average EPS without NRI Growth Rate of Standard Bank Malawi was 51.50% per year. The lowest was 30.10% per year. And the median was 35.20% per year.
Standard Bank Malawi (MSW:STANDARD) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Standard Bank Malawi 3-Year EPS without NRI Growth Rate Related Terms
MSW:STANDARD vs PNC, USB: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Standard Bank Malawi's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Bank Malawi 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Standard Bank Malawi's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Standard Bank Malawi's 3-Year EPS without NRI Growth Rate falls into.
Standard Bank Malawi 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 45.90% mean?
Standard Bank Malawi (MSW:STANDARD) has a 3-Year EPS without NRI Growth Rate of 45.90% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Standard Bank Malawi and its competitors. This is 30% above median its historical median of 35.20. Over the past decade, Standard Bank Malawi's 3-Year EPS without NRI Growth Rate has ranged from 30.10 to 51.50. According to the industry distribution chart, Standard Bank Malawi ranks #98 out of 1409 companies in the Banks industry, placing it in the top 7%.
Is Standard Bank Malawi's 3-Year EPS without NRI Growth Rate too high?
Standard Bank Malawi's current 3-Year EPS without NRI Growth Rate of 45.90% is 30% above median its 10-year median of 35.20. Over the past 10 years, this metric has ranged from a low of 30.10 to a high of 51.50. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Standard Bank Malawi's value of 45.90% is 512% above this industry median. Based on the distribution chart, Standard Bank Malawi ranks #98 out of 1409 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Bank Malawi has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's 3-Year EPS without NRI Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Malawi ranks #98 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Standard Bank Malawi in the top 7% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Standard Bank Malawi's value of 45.90% is 512% above this benchmark. Historically, Standard Bank Malawi's own 3-Year EPS without NRI Growth Rate has ranged from 30.10 to 51.50 over the past decade. While the company's 10-year median is 35.20 vs. the industry median of 7.50, Standard Bank Malawi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Bank Malawi's current 3-Year EPS without NRI Growth Rate of 45.90% is 512% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Standard Bank Malawi and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Malawi's current 3-Year EPS without NRI Growth Rate is 45.90%, which is 30% above median its own 10-year median of 35.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK2,480.59, compared to a current price of MWK3,989.96 — trading 60.8% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 45.90%, which is 30% above median its 10-year median of 35.20 and 512% above the Banks industry median of 7.50. Standard Bank Malawi's overall GF Score™ is 81/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current 3-Year EPS without NRI Growth Rate is 45.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued.
The current stock price of MWK3,989.96 is trading 60.8% above its estimated GF Value™ of MWK2,480.59.
GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.
Key valuation signals for MSW:STANDARD:
3-Year EPS without NRI Growth Rate: 45.90% (30% above median its 10-year median of 35.20)
GF Value™: MWK2,480.59 vs. price of MWK3,989.96 (60.8% above fair value)
Industry Position: 512% above the Banks median (#98 of 1409)
No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
81GF Score
Get the complete analysis for MSW:STANDARD
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MSW:STANDARD has been successfully added to your 
