Standard Bank Malawi (MSW:STANDARD) Earnings per Share (Diluted): MWK103.66 (TTM As of Dec. 2025)

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MSW:STANDARD Standard Bank Malawi PLC MSW:STANDARD
81 GF Score
Price MWK3,995.93
GF Value MWK1,950.07
Valuation Significantly Overvalued
View Full Analysis

What is Standard Bank Malawi Earnings per Share (Diluted)?

Standard Bank Malawi MSW:STANDARD 81 Earnings per Share (Diluted) is MWK103.66 as of Dec. 2025. GuruFocus rates MSW:STANDARD with a GF Score™ of 81/100 and a GF Value™ of MWK1,950.07 (Significantly Overvalued). Among 1,413 Banks companies, Standard Bank Malawi ranks better than 93.28% on this metric.

Standard Bank Malawi's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was MWK62.48. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MWK103.66.

Standard Bank Malawi's EPS (Basic) for the six months ended in Dec. 2025 was MWK62.56. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was MWK103.75.

Standard Bank Malawi's EPS without NRI for the six months ended in Dec. 2025 was MWK62.48. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was MWK103.66.

During the past 12 months, Standard Bank Malawi's average EPS without NRIGrowth Rate was 41.30% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 45.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 41.70% per year.

During the past 8 years, Standard Bank Malawi's highest 3-Year average EPS without NRI Growth Rate was 51.50% per year. The lowest was 30.10% per year. And the median was 35.20% per year.


Standard Bank Malawi  (MSW:STANDARD) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Standard Bank Malawi Earnings per Share (Diluted) Related Terms


Standard Bank Malawi Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Standard Bank Malawi's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Malawi Earnings per Share (Diluted) Chart

Standard Bank Malawi Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial 21.17 33.51 44.70 73.63 103.75

Standard Bank Malawi Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.69 36.06 37.44 41.19 62.48

MSW:STANDARD vs PNC, USB: Earnings per Share (Diluted) Comparison

For the Banks - Regional subindustry, Standard Bank Malawi's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Bank Malawi PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Standard Bank Malawi's PE Ratio distribution charts can be found below:

* The bar in red indicates where Standard Bank Malawi's PE Ratio falls into.


MSW:STANDARD
81GF Score
Standard Bank Malawi PLC MSW:STANDARD
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Bank Malawi Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Standard Bank Malawi's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(121698-0)/1173.000
=103.75

Standard Bank Malawi's Earnings Per Share (Diluted) for the quarter that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (Q: Dec. 2025 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(73304-0)/1173.341
=62.47

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MWK103.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of MWK103.66 mean?
Standard Bank Malawi (MSW:STANDARD) has a Earnings per Share (Diluted) of MWK103.66 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Standard Bank Malawi and its competitors. According to the industry distribution chart, Standard Bank Malawi ranks #95 out of 1413 companies in the Banks industry, placing it in the top 6.7%.
Is Standard Bank Malawi's Earnings per Share (Diluted) too high?
Standard Bank Malawi's current Earnings per Share (Diluted) is MWK103.66. Based on the distribution chart, Standard Bank Malawi ranks #95 out of 1413 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Bank Malawi has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's Earnings per Share (Diluted) compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Malawi ranks #95 out of 1413 companies for Earnings per Share (Diluted). This places Standard Bank Malawi in the top 7% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Standard Bank Malawi and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Malawi's current Earnings per Share (Diluted) is MWK103.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,950.07, compared to a current price of MWK3,995.93 — trading 104.9% above its estimated fair value. The current Earnings per Share (Diluted) is MWK103.66. Standard Bank Malawi's overall GF Score™ is 81/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current Earnings per Share (Diluted) is MWK103.66 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued. The current stock price of MWK3,995.93 is trading 104.9% above its estimated GF Value™ of MWK1,950.07. GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.

Key valuation signals for MSW:STANDARD:

  • Earnings per Share (Diluted): MWK103.66
  • GF Value™: MWK1,950.07 vs. price of MWK3,995.93 (104.9% above fair value)
  • GF Score™: 81/100

No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Bank Malawi Business Description

Address Africa Unity Avenue, P O Box 30380, Standard Bank Centre, Lilongwe, MWI, 3
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
81GF Score

Get the complete analysis for MSW:STANDARD

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK3,995.93
Price
MWK1,950.07
GF Value