Standard Bank Malawi (MSW:STANDARD) EPS (Basic): MWK103.75 (TTM As of Dec. 2025)


MSW:STANDARD Standard Bank Malawi PLC MSW:STANDARD
84 GF Score
Price MWK3,999.45
GF Value MWK1,918.44
Valuation Significantly Overvalued
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What is Standard Bank Malawi EPS (Basic)?

Standard Bank Malawi MSW:STANDARD 84 EPS (Basic) is MWK103.75 as of Dec. 2025. GuruFocus rates MSW:STANDARD with a GF Score™ of 84/100 and a GF Value™ of MWK1,918.44 (Significantly Overvalued).

Standard Bank Malawi's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was MWK62.56. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was MWK103.75.

Standard Bank Malawi's EPS (Diluted) for the six months ended in Dec. 2025 was MWK62.48. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MWK103.66.

Standard Bank Malawi's EPS without NRI for the six months ended in Dec. 2025 was MWK62.48. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 103.66.

During the past 12 months, Standard Bank Malawi's average EPS without NRIGrowth Rate was 41.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 45.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 41.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 8 years, Standard Bank Malawi's highest 3-Year average EPS without NRI Growth Rate was 51.50% per year. The lowest was 30.10% per year. And the median was 35.20% per year.

Standard Bank Malawi  (MSW:STANDARD) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Standard Bank Malawi EPS (Basic) Related Terms

Standard Bank Malawi EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Standard Bank Malawi's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Malawi EPS (Basic) Chart

Standard Bank Malawi Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial 21.17 33.51 44.70 73.63 103.75

Standard Bank Malawi Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.69 36.06 37.57 41.19 62.56
MSW:STANDARD
84GF Score
Standard Bank Malawi PLC MSW:STANDARD
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Bank Malawi EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Standard Bank Malawi's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(121698-0)/1173.000
=103.75

Standard Bank Malawi's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(73304-0)/1170.989
=62.60

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MWK103.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of MWK103.75 mean?
Standard Bank Malawi (MSW:STANDARD) has a EPS (Basic) of MWK103.75 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Standard Bank Malawi and its competitors.
Is Standard Bank Malawi's EPS (Basic) too high?
Standard Bank Malawi's current EPS (Basic) is MWK103.75. Overall, Standard Bank Malawi has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's EPS (Basic) compare to PNC and USB?
Standard Bank Malawi's EPS (Basic) of MWK103.75 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Standard Bank Malawi and its competitors. Standard Bank Malawi's current EPS (Basic) is MWK103.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,918.44, compared to a current price of MWK3,999.45 — trading 108.5% above its estimated fair value. The current EPS (Basic) is MWK103.75. Standard Bank Malawi's overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current EPS (Basic) is MWK103.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued. The current stock price of MWK3,999.45 is trading 108.5% above its estimated GF Value™ of MWK1,918.44. GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.

Key valuation signals for MSW:STANDARD:

  • EPS (Basic): MWK103.75
  • GF Value™: MWK1,918.44 vs. price of MWK3,999.45 (108.5% above fair value)
  • GF Score™: 84/100

No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Bank Malawi Business Description

Address Africa Unity Avenue, P O Box 30380, Standard Bank Centre, Lilongwe, MWI, 3
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
84GF Score

Get the complete analysis for MSW:STANDARD

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK3,999.45
Price
MWK1,918.44
GF Value