Standard Bank MalawiMSW:STANDARD 84 EV-to-FCF is 28.57 as of Jun. 27, 2026, which is 71% above its 10-year median of 16.69. GuruFocus rates MSW:STANDARD with a GF Score™ of 84/100 and a GF Value™ of MWK1,918.44 (Significantly Overvalued). Among 1,195 Banks companies, Standard Bank Malawi ranks worse than 88.87% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Standard Bank Malawi's Enterprise Value is MWK4,446,511 Mil.
Standard Bank Malawi's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MWK155,662 Mil. Therefore, Standard Bank Malawi's EV-to-FCF for today is 28.57.
The historical rank and industry rank for Standard Bank Malawi's EV-to-FCF or its related term are showing as below:
MSW:STANDARD'
s EV-to-FCF Range Over the Past 10 Years
Min: -324.41 Med: 16.69 Max: 200.42
Current: 28.57
During the past 8 years, the highest EV-to-FCF of Standard Bank Malawi was 200.42. The lowest was -324.41. And the median was 16.69.
MSW:STANDARD's EV-to-FCF is ranked worse than 88.87% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs MSW:STANDARD: 28.57
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Standard Bank Malawi (MSW:STANDARD) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Standard Bank Malawi's PE Ratio (TTM) for today is calculated as:
Standard Bank Malawi's share price for today is MWK3999.45.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Standard Bank Malawi's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MWK103.661.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Standard Bank Malawi EV-to-FCF Related Terms
Standard Bank Malawi EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Standard Bank Malawi's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Standard Bank Malawi's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Bank Malawi EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Standard Bank Malawi's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Standard Bank Malawi's EV-to-FCF falls into.
Standard Bank Malawi's current Enterprise Value is MWK4,446,511 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Standard Bank Malawi's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MWK155,662 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Bank Malawi (MSW:STANDARD) has a EV-to-FCF of 28.57 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Standard Bank Malawi and its competitors. This is 71% above median its historical median of 16.69. According to the industry distribution chart, Standard Bank Malawi ranks #1062 out of 1195 companies in the Banks industry, placing it in the top 88.9%.
Is Standard Bank Malawi's EV-to-FCF too high?
Standard Bank Malawi's current EV-to-FCF of 28.57 is 71% above median its 10-year median of 16.69. The Banks industry median EV-to-FCF is 6.52. Standard Bank Malawi's value of 28.57 is 338.2% above this industry median. Based on the distribution chart, Standard Bank Malawi ranks #1062 out of 1195 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Standard Bank Malawi has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Malawi ranks #1062 out of 1195 companies for EV-to-FCF. This places Standard Bank Malawi in the lower half of its industry. The industry median EV-to-FCF is 6.52. Standard Bank Malawi's value of 28.57 is 338.2% above this benchmark. While the company's 10-year median is 16.69 vs. the industry median of 6.52, Standard Bank Malawi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Bank Malawi's current EV-to-FCF of 28.57 is 338.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Standard Bank Malawi and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Malawi's current EV-to-FCF is 28.57, which is 71% above median its own 10-year median of 16.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,918.44, compared to a current price of MWK3,999.45 — trading 108.5% above its estimated fair value. The current EV-to-FCF is 28.57, which is 71% above median its 10-year median of 16.69 and 338.2% above the Banks industry median of 6.52. Standard Bank Malawi's overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current EV-to-FCF is 28.57 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued.
The current stock price of MWK3,999.45 is trading 108.5% above its estimated GF Value™ of MWK1,918.44.
GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.
Key valuation signals for MSW:STANDARD:
EV-to-FCF: 28.57 (71% above median its 10-year median of 16.69)
GF Value™: MWK1,918.44 vs. price of MWK3,999.45 (108.5% above fair value)
Industry Position: 338.2% above the Banks median (#1062 of 1195)
No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
84GF Score
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