Standard Bank Malawi (MSW:STANDARD) Net Debt Paydown Yield % : -0.02% (As of Jul. 04, 2026)


MSW:STANDARD Standard Bank Malawi PLC MSW:STANDARD
84 GF Score
Price MWK3,999.32
GF Value MWK1,925.15
Valuation Significantly Overvalued
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What is Standard Bank Malawi Net Debt Paydown Yield %?

Standard Bank Malawi MSW:STANDARD 84 Net Debt Paydown Yield % is -0.02% as of Jul. 04, 2026. GuruFocus rates MSW:STANDARD with a GF Score™ of 84/100 and a GF Value™ of MWK1,925.15 (Significantly Overvalued). Among 1,420 Banks companies, Standard Bank Malawi ranks better than 56.55% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Standard Bank Malawi's Net Debt Paydown Yield % was -0.02%.


Standard Bank Malawi  (MSW:STANDARD) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Standard Bank Malawi Net Debt Paydown Yield % Related Terms


Standard Bank Malawi Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Standard Bank Malawi's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Malawi Net Debt Paydown Yield % Chart

Standard Bank Malawi Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial 0.05 0.02 0.03 -0.05 -0.01

Standard Bank Malawi Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.02 -0.05 -0.03 -0.01

MSW:STANDARD vs PNC, USB: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, Standard Bank Malawi's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Bank Malawi Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Standard Bank Malawi's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Standard Bank Malawi's Net Debt Paydown Yield % falls into.


MSW:STANDARD
84GF Score
Standard Bank Malawi PLC MSW:STANDARD
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Bank Malawi Net Debt Paydown Yield % Calculation

Standard Bank Malawi's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 957-1666 )/4984833.63781
=-0.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.02% mean?
Standard Bank Malawi (MSW:STANDARD) has a Net Debt Paydown Yield % of -0.02% as of Jul. 04, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Standard Bank Malawi and its competitors. According to the industry distribution chart, Standard Bank Malawi ranks #617 out of 1420 companies in the Banks industry, placing it in the top 43.5%.
Is Standard Bank Malawi's Net Debt Paydown Yield % too high?
Standard Bank Malawi's current Net Debt Paydown Yield % is -0.02%. Based on the distribution chart, Standard Bank Malawi ranks #617 out of 1420 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Bank Malawi has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's Net Debt Paydown Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Malawi ranks #617 out of 1420 companies for Net Debt Paydown Yield %. This puts Standard Bank Malawi in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Standard Bank Malawi and its competitors. Standard Bank Malawi's current Net Debt Paydown Yield % is -0.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,925.15, compared to a current price of MWK3,999.32 — trading 107.7% above its estimated fair value. The current Net Debt Paydown Yield % is -0.02%. Standard Bank Malawi's overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current Net Debt Paydown Yield % is -0.02% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued. The current stock price of MWK3,999.32 is trading 107.7% above its estimated GF Value™ of MWK1,925.15. GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.

Key valuation signals for MSW:STANDARD:

  • Net Debt Paydown Yield %: -0.02%
  • GF Value™: MWK1,925.15 vs. price of MWK3,999.32 (107.7% above fair value)
  • GF Score™: 84/100

No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Bank Malawi Business Description

Address Africa Unity Avenue, P O Box 30380, Standard Bank Centre, Lilongwe, MWI, 3
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
84GF Score

Get the complete analysis for MSW:STANDARD

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK3,999.32
Price
MWK1,925.15
GF Value