Standard Bank Malawi (MSW:STANDARD) Accounts Receivable: MWK0 Mil (As of Dec. 2025)

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MSW:STANDARD Standard Bank Malawi PLC MSW:STANDARD
81 GF Score
Price MWK3,995.93
GF Value MWK1,950.07
Valuation Significantly Overvalued
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What is Standard Bank Malawi Accounts Receivable?

Standard Bank Malawi MSW:STANDARD 81 Accounts Receivable is MWK0 Mil as of Dec. 2025. GuruFocus rates MSW:STANDARD with a GF Score™ of 81/100 and a GF Value™ of MWK1,950.07 (Significantly Overvalued).

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Standard Bank Malawi's accounts receivables for the quarter that ended in Dec. 2025 was MWK0 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Standard Bank Malawi's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Standard Bank Malawi's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was MWK-1,142.58.


Standard Bank Malawi Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Standard Bank Malawi's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/185582*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Standard Bank Malawi's accounts receivable are only considered to be worth 75% of book value:

Standard Bank Malawi's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(247873+0.75 * 0+0.5 * 0-1588512
-0-0)/1173.341
=-1,142.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Standard Bank Malawi Accounts Receivable Related Terms


Standard Bank Malawi Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Standard Bank Malawi's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Malawi Accounts Receivable Chart

Standard Bank Malawi Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Standard Bank Malawi Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
MSW:STANDARD
81GF Score
Standard Bank Malawi PLC MSW:STANDARD
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Bank Malawi Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of MWK0 Mil mean?
Standard Bank Malawi (MSW:STANDARD) has a Accounts Receivable of MWK0 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Standard Bank Malawi and its competitors.
Is Standard Bank Malawi's Accounts Receivable too high?
Standard Bank Malawi's current Accounts Receivable is MWK0 Mil. Overall, Standard Bank Malawi has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's Accounts Receivable compare to PNC and USB?
Standard Bank Malawi's Accounts Receivable of MWK0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Standard Bank Malawi and its competitors. Standard Bank Malawi's current Accounts Receivable is MWK0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,950.07, compared to a current price of MWK3,995.93 — trading 104.9% above its estimated fair value. The current Accounts Receivable is MWK0 Mil. Standard Bank Malawi's overall GF Score™ is 81/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current Accounts Receivable is MWK0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued. The current stock price of MWK3,995.93 is trading 104.9% above its estimated GF Value™ of MWK1,950.07. GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.

Key valuation signals for MSW:STANDARD:

  • Accounts Receivable: MWK0 Mil
  • GF Value™: MWK1,950.07 vs. price of MWK3,995.93 (104.9% above fair value)
  • GF Score™: 81/100

No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Bank Malawi Business Description

Address Africa Unity Avenue, P O Box 30380, Standard Bank Centre, Lilongwe, MWI, 3
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
81GF Score

Get the complete analysis for MSW:STANDARD

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK3,995.93
Price
MWK1,950.07
GF Value