Standard Bank MalawiMSW:STANDARD 77 5-Year Yield-on-Cost % is 0.71 as of Jul. 06, 2026, which is 47% below its 10-year median of 1.33. GuruFocus rates MSW:STANDARD with a GF Score™ of 77/100 and a GF Value™ of MWK1,928.03 (Significantly Overvalued). Among 1,256 Banks companies, Standard Bank Malawi ranks worse than 94.98% on this metric.
Standard Bank Malawi's yield on cost for the quarter that ended in Dec. 2025 was 0.71.
The historical rank and industry rank for Standard Bank Malawi's 5-Year Yield-on-Cost % or its related term are showing as below:
MSW:STANDARD'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.33 Med: 1.33 Max: 3.56
Current: 0.71
During the past 8 years, Standard Bank Malawi's highest Yield on Cost was 3.56. The lowest was 0.33. And the median was 1.33.
MSW:STANDARD's 5-Year Yield-on-Cost % is ranked worse than 94.98% of 1256
companies
in the Banks industry
Industry Median: 3.89
vs MSW:STANDARD: 0.71
Standard Bank Malawi (MSW:STANDARD) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Standard Bank Malawi 5-Year Yield-on-Cost % Related Terms
MSW:STANDARD vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Standard Bank Malawi's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Bank Malawi 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Bank Malawi's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Standard Bank Malawi's 5-Year Yield-on-Cost % falls into.
Standard Bank Malawi 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Standard Bank Malawi (MSW:STANDARD) has a 5-Year Yield-on-Cost % of 0.71 as of Jul. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Standard Bank Malawi and its competitors. This is 47% below median its historical median of 1.33. Over the past decade, Standard Bank Malawi's 5-Year Yield-on-Cost % has ranged from 0.33 to 3.56. According to the industry distribution chart, Standard Bank Malawi ranks #1193 out of 1256 companies in the Banks industry, placing it in the top 95%.
Is Standard Bank Malawi's 5-Year Yield-on-Cost % too high?
Standard Bank Malawi's current 5-Year Yield-on-Cost % of 0.71 is 47% below median its 10-year median of 1.33. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 3.56. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Standard Bank Malawi's value of 0.71 is 81.7% below this industry median. Based on the distribution chart, Standard Bank Malawi ranks #1193 out of 1256 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Standard Bank Malawi has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Malawi ranks #1193 out of 1256 companies for 5-Year Yield-on-Cost %. This places Standard Bank Malawi in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Standard Bank Malawi's value of 0.71 is 81.7% below this benchmark. Historically, Standard Bank Malawi's own 5-Year Yield-on-Cost % has ranged from 0.33 to 3.56 over the past decade. While the company's 10-year median is 1.33 vs. the industry median of 3.89, Standard Bank Malawi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Bank Malawi's current 5-Year Yield-on-Cost % of 0.71 is 81.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Standard Bank Malawi and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Malawi's current 5-Year Yield-on-Cost % is 0.71, which is 47% below median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,928.03, compared to a current price of MWK3,999.32 — trading 107.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.71, which is 47% below median its 10-year median of 1.33 and 81.7% below the Banks industry median of 3.89. Standard Bank Malawi's overall GF Score™ is 77/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current 5-Year Yield-on-Cost % is 0.71 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued.
The current stock price of MWK3,999.32 is trading 107.4% above its estimated GF Value™ of MWK1,928.03.
GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.
Key valuation signals for MSW:STANDARD:
5-Year Yield-on-Cost %: 0.71 (47% below median its 10-year median of 1.33)
GF Value™: MWK1,928.03 vs. price of MWK3,999.32 (107.4% above fair value)
Industry Position: 81.7% below the Banks median (#1193 of 1256)
No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
77GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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