Standard Bank Malawi (MSW:STANDARD) FCF Yield %: 3.32 (As of Jun. 27, 2026) — Near Median


MSW:STANDARD Standard Bank Malawi PLC MSW:STANDARD
84 GF Score
Price MWK3,999.45
GF Value MWK1,918.44
Valuation Significantly Overvalued
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What is Standard Bank Malawi FCF Yield %?

Standard Bank Malawi MSW:STANDARD 84 FCF Yield % is 3.32 as of Jun. 27, 2026, which is 6% below its 10-year median of 3.54. GuruFocus rates MSW:STANDARD with a GF Score™ of 84/100 and a GF Value™ of MWK1,918.44 (Significantly Overvalued). Among 1,505 Banks companies, Standard Bank Malawi ranks worse than 67.04% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Standard Bank Malawi's Trailing 12-Month Free Cash Flow is MWK155,662 Mil, and Market Cap is MWK4,692,718 Mil. Therefore, Standard Bank Malawi's FCF Yield % for today is 3.32%.

The historical rank and industry rank for Standard Bank Malawi's FCF Yield % or its related term are showing as below:

MSW:STANDARD' s FCF Yield % Range Over the Past 10 Years
Min: -54.42   Med: 3.54   Max: 13.41
Current: 3.32


During the past 8 years, the highest FCF Yield % of Standard Bank Malawi was 13.41%. The lowest was -54.42%. And the median was 3.54%.

MSW:STANDARD's FCF Yield % is ranked worse than
67.04% of 1505 companies
in the Banks industry
Industry Median: 8.2 vs MSW:STANDARD: 3.32

Standard Bank Malawi's FCF Margin % for the quarter that ended in Dec. 2025 was 9.65%.


Standard Bank Malawi FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Standard Bank Malawi FCF Yield % Related Terms


Standard Bank Malawi FCF Yield % Historical Data

* Premium members only.

The historical data trend for Standard Bank Malawi's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Malawi FCF Yield % Chart

Standard Bank Malawi Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 7.10 4.73 13.47 2.43 3.12

Standard Bank Malawi Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.01 5.57 1.10 9.95 0.72

MSW:STANDARD vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Standard Bank Malawi's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Bank Malawi FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Standard Bank Malawi's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Standard Bank Malawi's FCF Yield % falls into.


MSW:STANDARD
84GF Score
Standard Bank Malawi PLC MSW:STANDARD
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Bank Malawi FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Standard Bank Malawi's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=155662 / 4984833.63781
=3.12%

Standard Bank Malawi's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=17910 * 2 / 4984833.63781
=0.72%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.32 mean?
Standard Bank Malawi (MSW:STANDARD) has a FCF Yield % of 3.32 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Standard Bank Malawi and its competitors. This is near median its historical median of 3.54. According to the industry distribution chart, Standard Bank Malawi ranks #1009 out of 1505 companies in the Banks industry, placing it in the top 67%.
Is Standard Bank Malawi's FCF Yield % too high?
Standard Bank Malawi's current FCF Yield % of 3.32 is near median its 10-year median of 3.54. The Banks industry median FCF Yield % is 8.20. Standard Bank Malawi's value of 3.32 is 59.5% below this industry median. Based on the distribution chart, Standard Bank Malawi ranks #1009 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Standard Bank Malawi has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Malawi ranks #1009 out of 1505 companies for FCF Yield %. This places Standard Bank Malawi in the lower half of its industry. The industry median FCF Yield % is 8.20. Standard Bank Malawi's value of 3.32 is 59.5% below this benchmark. While the company's 10-year median is 3.54 vs. the industry median of 8.20, Standard Bank Malawi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Bank Malawi's current FCF Yield % of 3.32 is 59.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Standard Bank Malawi and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Malawi's current FCF Yield % is 3.32, which is near median its own 10-year median of 3.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,918.44, compared to a current price of MWK3,999.45 — trading 108.5% above its estimated fair value. The current FCF Yield % is 3.32, which is near median its 10-year median of 3.54 and 59.5% below the Banks industry median of 8.20. Standard Bank Malawi's overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current FCF Yield % is 3.32 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued. The current stock price of MWK3,999.45 is trading 108.5% above its estimated GF Value™ of MWK1,918.44. GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.

Key valuation signals for MSW:STANDARD:

  • FCF Yield %: 3.32 (near median its 10-year median of 3.54)
  • GF Value™: MWK1,918.44 vs. price of MWK3,999.45 (108.5% above fair value)
  • GF Score™: 84/100
  • Industry Position: 59.5% below the Banks median (#1009 of 1505)

No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Bank Malawi Business Description

Address Africa Unity Avenue, P O Box 30380, Standard Bank Centre, Lilongwe, MWI, 3
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
84GF Score

Get the complete analysis for MSW:STANDARD

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK3,999.45
Price
MWK1,918.44
GF Value