Standard Bank Malawi (MSW:STANDARD) PEG Ratio: 1.36 (As of Jun. 28, 2026) — 14% Above Median


MSW:STANDARD Standard Bank Malawi PLC MSW:STANDARD
84 GF Score
Price MWK3,999.45
GF Value MWK1,918.44
Valuation Significantly Overvalued
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What is Standard Bank Malawi PEG Ratio?

Standard Bank Malawi MSW:STANDARD 84 PEG Ratio is 1.36 as of Jun. 28, 2026, which is 14% above its 10-year median of 1.19. GuruFocus rates MSW:STANDARD with a GF Score™ of 84/100 and a GF Value™ of MWK1,918.44 (Significantly Overvalued). Among 1,231 Banks companies, Standard Bank Malawi ranks better than 54.02% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Standard Bank Malawi's PE Ratio without NRI is 38.58. Standard Bank Malawi's 5-Year Book Value growth rate is 28.30%. Therefore, Standard Bank Malawi's PEG Ratio for today is 1.36.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Standard Bank Malawi's PEG Ratio or its related term are showing as below:

MSW:STANDARD' s PEG Ratio Range Over the Past 10 Years
Min: 0.72   Med: 1.19   Max: 3.59
Current: 1.36


During the past 8 years, Standard Bank Malawi's highest PEG Ratio was 3.59. The lowest was 0.72. And the median was 1.19.


MSW:STANDARD's PEG Ratio is ranked better than
54.02% of 1231 companies
in the Banks industry
Industry Median: 1.52 vs MSW:STANDARD: 1.36

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Standard Bank Malawi  (MSW:STANDARD) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Standard Bank Malawi PEG Ratio Related Terms


Standard Bank Malawi PEG Ratio Historical Data

* Premium members only.

The historical data trend for Standard Bank Malawi's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Malawi PEG Ratio Chart

Standard Bank Malawi Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial 0.00 0.00 0.88 0.72 1.44

Standard Bank Malawi Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.00 0.72 0.00 1.44

MSW:STANDARD vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Standard Bank Malawi's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Bank Malawi PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Standard Bank Malawi's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Standard Bank Malawi's PEG Ratio falls into.


MSW:STANDARD
84GF Score
Standard Bank Malawi PLC MSW:STANDARD
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Bank Malawi PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Standard Bank Malawi's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=38.582012521585/28.30
=1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.36 mean?
Standard Bank Malawi (MSW:STANDARD) has a PEG Ratio of 1.36 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Standard Bank Malawi and its competitors. This is 14% above median its historical median of 1.19. Over the past decade, Standard Bank Malawi's PEG Ratio has ranged from 0.72 to 3.59. According to the industry distribution chart, Standard Bank Malawi ranks #566 out of 1231 companies in the Banks industry, placing it in the top 46%.
Is Standard Bank Malawi's PEG Ratio too high?
Standard Bank Malawi's current PEG Ratio of 1.36 is 14% above median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 3.59. The Banks industry median PEG Ratio is 1.52. Standard Bank Malawi's value of 1.36 is 10.5% below this industry median. Based on the distribution chart, Standard Bank Malawi ranks #566 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Bank Malawi has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Malawi ranks #566 out of 1231 companies for PEG Ratio. This puts Standard Bank Malawi in the upper half of its industry. The industry median PEG Ratio is 1.52. Standard Bank Malawi's value of 1.36 is 10.5% below this benchmark. Historically, Standard Bank Malawi's own PEG Ratio has ranged from 0.72 to 3.59 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 1.52, Standard Bank Malawi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Bank Malawi's current PEG Ratio of 1.36 is 10.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Standard Bank Malawi and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Malawi's current PEG Ratio is 1.36, which is 14% above median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,918.44, compared to a current price of MWK3,999.45 — trading 108.5% above its estimated fair value. The current PEG Ratio is 1.36, which is 14% above median its 10-year median of 1.19 and 10.5% below the Banks industry median of 1.52. Standard Bank Malawi's overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current PEG Ratio is 1.36 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued. The current stock price of MWK3,999.45 is trading 108.5% above its estimated GF Value™ of MWK1,918.44. GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.

Key valuation signals for MSW:STANDARD:

  • PEG Ratio: 1.36 (14% above median its 10-year median of 1.19)
  • GF Value™: MWK1,918.44 vs. price of MWK3,999.45 (108.5% above fair value)
  • GF Score™: 84/100
  • Industry Position: 10.5% below the Banks median (#566 of 1231)

No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Bank Malawi Business Description

Address Africa Unity Avenue, P O Box 30380, Standard Bank Centre, Lilongwe, MWI, 3
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
84GF Score

Get the complete analysis for MSW:STANDARD

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK3,999.45
Price
MWK1,918.44
GF Value