Qliro ABFRA:2AI +0.61%68 Cash Ratio is 10.52 as of Mar. 2026, which is 147% above its 10-year median of 4.26. GuruFocus rates FRA:2AI with a GF Score™ of 68/100 and a GF Value™ of €1.59 (Fairly Valued). The stock has 6 warning signs investors should review. Among 387 Credit Services companies, Qliro AB ranks better than 84.24% on this metric.
Qliro AB has a Cash Ratio of 10.52. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Qliro AB's Cash Ratio or its related term are showing as below:
FRA:2AI'
s Cash Ratio Range Over the Past 10 Years
Min: 0.03 Med: 4.26 Max: 14.58
Current: 10.52
During the past 9 years, Qliro AB's highest Cash Ratio was 14.58. The lowest was 0.03. And the median was 4.26.
FRA:2AI's Cash Ratio is ranked better than 84.24% of 387
companies
in the Credit Services industry
Industry Median: 0.65
vs FRA:2AI: 10.52
Qliro AB (FRA:2AI) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Qliro AB Cash Ratio Related Terms
Qliro AB Cash Ratio Historical Data
* Premium members only.
The historical data trend for Qliro AB's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Qliro AB's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qliro AB Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Qliro AB's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Qliro AB's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qliro AB (FRA:2AI) has a Cash Ratio of 10.52 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Qliro AB and its competitors. This is 147% above median its historical median of 4.26. Over the past decade, Qliro AB's Cash Ratio has ranged from 0.03 to 14.58. According to the industry distribution chart, Qliro AB ranks #61 out of 387 companies in the Credit Services industry, placing it in the top 15.8%.
Is Qliro AB's Cash Ratio too high?
Qliro AB's current Cash Ratio of 10.52 is 147% above median its 10-year median of 4.26. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 14.58. The Credit Services industry median Cash Ratio is 0.65. Qliro AB's value of 10.52 is 1518.5% above this industry median. Based on the distribution chart, Qliro AB ranks #61 out of 387 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Qliro AB has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Qliro AB ranks #61 out of 387 companies for Cash Ratio. This places Qliro AB in the top 16% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.65. Qliro AB's value of 10.52 is 1518.5% above this benchmark. Historically, Qliro AB's own Cash Ratio has ranged from 0.03 to 14.58 over the past decade. While the company's 10-year median is 4.26 vs. the industry median of 0.65, Qliro AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.65, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qliro AB's current Cash Ratio of 10.52 is 1518.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Qliro AB and its competitors. For the Credit Services industry, the median Cash Ratio is 0.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qliro AB's current Cash Ratio is 10.52, which is 147% above median its own 10-year median of 4.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Based on GuruFocus' analysis, Qliro AB (FRA:2AI) is currently considered Fairly Valued. The stock's GF Value™ is €1.59, compared to a current price of €1.66 — trading 4.4% above its estimated fair value. The current Cash Ratio is 10.52, which is 147% above median its 10-year median of 4.26 and 1518.5% above the Credit Services industry median of 0.65. Qliro AB's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Qliro AB (FRA:2AI), the current Cash Ratio is 10.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qliro AB (FRA:2AI) Overvalued in 2026?
Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued.
The current stock price of €1.66 is trading 4.4% above its estimated GF Value™ of €1.59.
GuruFocus considers Qliro AB to be Fairly Valued.
Key valuation signals for FRA:2AI:
Cash Ratio: 10.52 (147% above median its 10-year median of 4.26)
GF Value™: €1.59 vs. price of €1.66 (4.4% above fair value)
Industry Position: 1518.5% above the Credit Services median (#61 of 387)
No single metric tells the full story. See the FRA:2AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
68GF Score
Get the complete analysis for FRA:2AI
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:2AI has been successfully added to your 
