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Qliro ABFRA:2AI +2.76%68 3-Year EPS without NRI Growth Rate is 7.80% as of Jun. 2026, which is at its 10-year median of 7.80. GuruFocus rates FRA:2AI with a GF Score™ of 68/100 and a GF Value™ of €1.41. The stock has 5 warning signs investors should review. Among 435 Credit Services companies, Qliro AB ranks worse than 56.09% on this metric.
During the past 3 years, the average EPS without NRI Growth Rate was 7.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 4.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 9 years, the highest 3-Year average EPS without NRI Growth Rate of Qliro AB was 28.00% per year. The lowest was -228.80% per year. And the median was 7.80% per year.
Qliro AB (FRA:2AI) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Qliro AB 3-Year EPS without NRI Growth Rate Related Terms
FRA:2AI vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, Qliro AB's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qliro AB 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Qliro AB's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Qliro AB's 3-Year EPS without NRI Growth Rate falls into.
Qliro AB 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 7.80% mean?
Qliro AB (FRA:2AI) has a 3-Year EPS without NRI Growth Rate of 7.80% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Qliro AB and its competitors. This is near median its historical median of 7.80. According to the industry distribution chart, Qliro AB ranks #244 out of 435 companies in the Credit Services industry, placing it in the top 56.1%.
Is Qliro AB's 3-Year EPS without NRI Growth Rate too high?
Qliro AB's current 3-Year EPS without NRI Growth Rate of 7.80% is near median its 10-year median of 7.80. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.40. Qliro AB's value of 7.80% is 31.6% below this industry median. Based on the distribution chart, Qliro AB ranks #244 out of 435 companies in the Credit Services industry, which is below the industry midpoint. Overall, Qliro AB has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Qliro AB ranks #244 out of 435 companies for 3-Year EPS without NRI Growth Rate. This places Qliro AB in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.40. Qliro AB's value of 7.80% is 31.6% below this benchmark. While the company's 10-year median is 7.80 vs. the industry median of 11.40, Qliro AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.40, based on 435 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qliro AB's current 3-Year EPS without NRI Growth Rate of 7.80% is 31.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Qliro AB and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qliro AB's current 3-Year EPS without NRI Growth Rate is 7.80%, which is near median its own 10-year median of 7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Qliro AB (FRA:2AI) has a current 3-Year EPS without NRI Growth Rate of 7.80%. The stock's GF Value™ is €1.41, compared to a current price of €1.68 — trading 18.8% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 7.80%, which is near median its 10-year median of 7.80 and 31.6% below the Credit Services industry median of 11.40. Qliro AB's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Qliro AB (FRA:2AI), the current 3-Year EPS without NRI Growth Rate is 7.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qliro AB (FRA:2AI) Overvalued in 2026?
Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued.
The current stock price of €1.68 is trading 18.8% above its estimated GF Value™ of €1.41.
Key valuation signals for FRA:2AI:
3-Year EPS without NRI Growth Rate: 7.80% (near median its 10-year median of 7.80)
GF Value™: €1.41 vs. price of €1.68 (18.8% above fair value)
Industry Position: 31.6% below the Credit Services median (#244 of 435)
No single metric tells the full story. See the FRA:2AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
68GF Score
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