Qliro ABFRA:2AI -1.19%64 PS Ratio is 0.92 as of Jun. 30, 2026, which is 2% above its 10-year median of 0.90. GuruFocus rates FRA:2AI with a GF Score™ of 64/100 and a GF Value™ of €1.57 (Fairly Valued). The stock has 6 warning signs investors should review. Among 521 Credit Services companies, Qliro AB ranks better than 83.69% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Qliro AB's share price is €1.66.
Qliro AB's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €1.81. Hence, Qliro AB's PS Ratio for today is 0.92.
Warning Sign:
Qliro AB stock PS Ratio (=0.96) is close to 1-year high of 1.03.
The historical rank and industry rank for Qliro AB's PS Ratio or its related term are showing as below:
FRA:2AI'
s PS Ratio Range Over the Past 10 Years
Min: 0.48 Med: 0.9 Max: 2.66
Current: 0.96
During the past 9 years, Qliro AB's highest PS Ratio was 2.66. The lowest was 0.48. And the median was 0.90.
FRA:2AI's PS Ratio is ranked better than 83.69% of 521
companies
in the Credit Services industry
Industry Median: 2.88
vs FRA:2AI: 0.96
Qliro AB revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Qliro AB was -17.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -5.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -1.30% per year.
During the past 9 years, Qliro AB's highest 3-Year average Revenue per Share Growth Rate was 19.10% per year. The lowest was -5.50% per year. And the median was 1.20% per year.
Back to Basics: PS Ratio
Qliro AB (FRA:2AI) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Qliro AB PS Ratio Related Terms
Qliro AB PS Ratio Historical Data
* Premium members only.
The historical data trend for Qliro AB's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Qliro AB's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qliro AB PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Qliro AB's PS Ratio distribution charts can be found below:
* The bar in red indicates where Qliro AB's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Qliro AB's Share Price of today is €1.66. Qliro AB's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.81.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Qliro AB (FRA:2AI) has a PS Ratio of 0.92 as of Jun. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Qliro AB and its competitors. This is near median its historical median of 0.90. Over the past decade, Qliro AB's PS Ratio has ranged from 0.48 to 2.66. According to the industry distribution chart, Qliro AB ranks #85 out of 521 companies in the Credit Services industry, placing it in the top 16.3%.
Is Qliro AB's PS Ratio too high?
Qliro AB's current PS Ratio of 0.92 is near median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 2.66. The Credit Services industry median PS Ratio is 2.88. Qliro AB's value of 0.92 is 68.1% below this industry median. Based on the distribution chart, Qliro AB ranks #85 out of 521 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Qliro AB has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Qliro AB ranks #85 out of 521 companies for PS Ratio. This places Qliro AB in the top 16% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.88. Qliro AB's value of 0.92 is 68.1% below this benchmark. Historically, Qliro AB's own PS Ratio has ranged from 0.48 to 2.66 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 2.88, Qliro AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.88, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qliro AB's current PS Ratio of 0.92 is 68.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Qliro AB and its competitors. For the Credit Services industry, the median PS Ratio is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qliro AB's current PS Ratio is 0.92, which is near median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Based on GuruFocus' analysis, Qliro AB (FRA:2AI) is currently considered Fairly Valued. The stock's GF Value™ is €1.57, compared to a current price of €1.66 — trading 5.7% above its estimated fair value. The current PS Ratio is 0.92, which is near median its 10-year median of 0.90 and 68.1% below the Credit Services industry median of 2.88. Qliro AB's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Qliro AB (FRA:2AI), the current PS Ratio is 0.92 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qliro AB (FRA:2AI) Overvalued in 2026?
Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued.
The current stock price of €1.66 is trading 5.7% above its estimated GF Value™ of €1.57.
GuruFocus considers Qliro AB to be Fairly Valued.
Key valuation signals for FRA:2AI:
PS Ratio: 0.92 (near median its 10-year median of 0.90)
GF Value™: €1.57 vs. price of €1.66 (5.7% above fair value)
Industry Position: 68.1% below the Credit Services median (#85 of 521)
No single metric tells the full story. See the FRA:2AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
64GF Score
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