Qliro ABFRA:2AI -1.19%64 Current Ratio is 44.41 as of Mar. 2026, which is 1% above its 10-year median of 43.94. GuruFocus rates FRA:2AI with a GF Score™ of 64/100 and a GF Value™ of €1.57 (Fairly Valued). The stock has 6 warning signs investors should review. Among 394 Credit Services companies, Qliro AB ranks better than 70.81% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Qliro AB's current ratio for the quarter that ended in Mar. 2026 was 44.41.
Qliro AB has a current ratio of 44.41. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Qliro AB's Current Ratio or its related term are showing as below:
FRA:2AI'
s Current Ratio Range Over the Past 10 Years
Min: 0.41 Med: 43.94 Max: 58.15
Current: 44.41
During the past 9 years, Qliro AB's highest Current Ratio was 58.15. The lowest was 0.41. And the median was 43.94.
FRA:2AI's Current Ratio is ranked better than 70.81% of 394
companies
in the Credit Services industry
Industry Median: 4.985
vs FRA:2AI: 44.41
Qliro AB (FRA:2AI) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Qliro AB Current Ratio Related Terms
Qliro AB Current Ratio Historical Data
* Premium members only.
The historical data trend for Qliro AB's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Qliro AB's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qliro AB Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Qliro AB's Current Ratio distribution charts can be found below:
* The bar in red indicates where Qliro AB's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qliro AB (FRA:2AI) has a Current Ratio of 44.41 as of Mar. 2026. This is near median its historical median of 43.94. Over the past decade, Qliro AB's Current Ratio has ranged from 0.41 to 58.15. According to the industry distribution chart, Qliro AB ranks #115 out of 394 companies in the Credit Services industry, placing it in the top 29.2%.
Is Qliro AB's Current Ratio too high?
Qliro AB's current Current Ratio of 44.41 is near median its 10-year median of 43.94. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 58.15. The Credit Services industry median Current Ratio is 4.99. Qliro AB's value of 44.41 is 790.9% above this industry median. Based on the distribution chart, Qliro AB ranks #115 out of 394 companies in the Credit Services industry, which is above the industry midpoint. Overall, Qliro AB has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Qliro AB ranks #115 out of 394 companies for Current Ratio. This puts Qliro AB in the upper half of its industry. The industry median Current Ratio is 4.99. Qliro AB's value of 44.41 is 790.9% above this benchmark. Historically, Qliro AB's own Current Ratio has ranged from 0.41 to 58.15 over the past decade. While the company's 10-year median is 43.94 vs. the industry median of 4.99, Qliro AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.99, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qliro AB's current Current Ratio of 44.41 is 790.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qliro AB's current Current Ratio is 44.41, which is near median its own 10-year median of 43.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Based on GuruFocus' analysis, Qliro AB (FRA:2AI) is currently considered Fairly Valued. The stock's GF Value™ is €1.57, compared to a current price of €1.66 — trading 5.7% above its estimated fair value. The current Current Ratio is 44.41, which is near median its 10-year median of 43.94 and 790.9% above the Credit Services industry median of 4.99. Qliro AB's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Qliro AB (FRA:2AI), the current Current Ratio is 44.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qliro AB (FRA:2AI) Overvalued in 2026?
Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued.
The current stock price of €1.66 is trading 5.7% above its estimated GF Value™ of €1.57.
GuruFocus considers Qliro AB to be Fairly Valued.
Key valuation signals for FRA:2AI:
Current Ratio: 44.41 (near median its 10-year median of 43.94)
GF Value™: €1.57 vs. price of €1.66 (5.7% above fair value)
Industry Position: 790.9% above the Credit Services median (#115 of 394)
No single metric tells the full story. See the FRA:2AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
64GF Score
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