Qliro AB (FRA:2AI) GF Value Rank: 7 (As of Jul. 06, 2026) — 40% Above Median


FRA:2AI Qliro AB FRA:2AI
65 GF Score
Price €1.71
GF Value €1.59
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Qliro AB GF Value Rank?

Qliro AB FRA:2AI +0.29% 65 GF Value Rank is 7 as of Jul. 06, 2026, which is 40% above its 10-year median of 5.00. GuruFocus rates FRA:2AI with a GF Score™ of 65/100 and a GF Value™ of €1.59 (Fairly Valued). The stock has 6 warning signs investors should review.

Qliro AB has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

FRA:2AI vs V, MA, AXP: GF Value Rank Comparison

For the Credit Services subindustry, Qliro AB's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Qliro AB GF Value Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Qliro AB's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Qliro AB's GF Value Rank falls into.


FRA:2AI
65GF Score
Qliro AB FRA:2AI
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Qliro AB (FRA:2AI) has a GF Value Rank of 7 as of Jul. 06, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Qliro AB and its competitors. This is 40% above median its historical median of 5.00. Over the past decade, Qliro AB's GF Value Rank has ranged from 1.00 to 7.00.
Is Qliro AB's GF Value Rank too high?
Qliro AB's current GF Value Rank of 7 is 40% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 7.00. Overall, Qliro AB has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's GF Value Rank compare to V and MA?
Qliro AB's GF Value Rank of 7 can be compared against companies in the Credit Services industry. Historically, Qliro AB's own GF Value Rank has ranged from 1.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Credit Services company?
A good GF Value Rank depends on the Credit Services industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Qliro AB and its competitors. Qliro AB's current GF Value Rank is 7, which is 40% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Based on GuruFocus' analysis, Qliro AB (FRA:2AI) is currently considered Fairly Valued. The stock's GF Value™ is €1.59, compared to a current price of €1.71 — trading 7.2% above its estimated fair value. The current GF Value Rank is 7, which is 40% above median its 10-year median of 5.00. Qliro AB's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Qliro AB (FRA:2AI), the current GF Value Rank is 7 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qliro AB (FRA:2AI) Overvalued in 2026?

Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued. The current stock price of €1.71 is trading 7.2% above its estimated GF Value™ of €1.59. GuruFocus considers Qliro AB to be Fairly Valued.

Key valuation signals for FRA:2AI:

  • GF Value Rank: 7 (40% above median its 10-year median of 5.00)
  • GF Value™: €1.59 vs. price of €1.71 (7.2% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the FRA:2AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Qliro AB Business Description

Other Exchanges QLIRO:Sweden
Address Sveavagen 151, Stockholm, SWE, 113 46
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
65GF Score

Get the complete analysis for FRA:2AI

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.71
Price
€1.59
GF Value