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As of today (2026-09-21), Qliro AB's share price is €1.47. Qliro AB's Tangible Book per Share of Jun. 2026 for the quarter that ended in Jun. 2026 was €0.80. Hence, Qliro AB's Price to Tangible Book Ratio of today is 1.84.
The historical rank and industry rank for Qliro AB's Price-to-Tangible-Book or its related term are showing as below:
FRA:2AI'
s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.74 Med: 1.6 Max: 2.29
Current: 1.63
During the past 11 years, Qliro AB's highest Price to Tangible Book Ratio was 2.29. The lowest was 0.74. And the median was 1.60.
FRA:2AI's Price-to-Tangible-Book is ranked worse than 65.56% of 514
companies
in the Credit Services industry
Industry Median: 1.09
vs FRA:2AI: 1.63
A closely related ratio is called PB Ratio. As of today, Qliro AB's share price is €1.47. Qliro AB's Book Value per Sharefor the quarter that ended in Jun. 2026 was €1.62. Hence, Qliro AB's P/B Ratio of today is 0.91.
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Qliro AB Price-to-Tangible-Book Related Terms
Qliro AB Price-to-Tangible-Book Historical Data
* Premium members only.
The historical data trend for Qliro AB's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:2AI vs V, MA, AXP: Price-to-Tangible-Book Comparison
For the Credit Services subindustry, Qliro AB's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qliro AB Price-to-Tangible-Book vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Qliro AB's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where Qliro AB's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Qliro AB (FRA:2AI) has a Price-to-Tangible-Book of 1.84 as of Sep. 21, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Qliro AB and its competitors. According to the industry distribution chart, Qliro AB ranks #337 out of 514 companies in the Credit Services industry, placing it in the top 65.6%.
Is Qliro AB's Price-to-Tangible-Book too high?
Qliro AB's current Price-to-Tangible-Book is 1.84. The Credit Services industry median Price-to-Tangible-Book is 1.09. Qliro AB's value of 1.84 is 68.8% above this industry median. Based on the distribution chart, Qliro AB ranks #337 out of 514 companies in the Credit Services industry, which is below the industry midpoint. Overall, Qliro AB has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's Price-to-Tangible-Book compare to V and MA?
According to the Credit Services industry distribution chart, Qliro AB ranks #337 out of 514 companies for Price-to-Tangible-Book. This places Qliro AB in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.09. Qliro AB's value of 1.84 is 68.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Credit Services company?
The median Price-to-Tangible-Book among Credit Services companies is 1.09, based on 514 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qliro AB's current Price-to-Tangible-Book of 1.84 is 68.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Qliro AB and its competitors. For the Credit Services industry, the median Price-to-Tangible-Book is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qliro AB's current Price-to-Tangible-Book is 1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Qliro AB (FRA:2AI) has a current Price-to-Tangible-Book of 1.84. The stock's GF Value™ is €1.40, compared to a current price of €1.47 — trading 5% above its estimated fair value. The current Price-to-Tangible-Book is 1.84 and 68.8% above the Credit Services industry median of 1.09. Qliro AB's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Qliro AB (FRA:2AI), the current Price-to-Tangible-Book is 1.84 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qliro AB (FRA:2AI) Overvalued in 2026?
Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued.
The current stock price of €1.47 is trading 5% above its estimated GF Value™ of €1.40.
Key valuation signals for FRA:2AI:
Price-to-Tangible-Book: 1.84
GF Value™: €1.40 vs. price of €1.47 (5% above fair value)
Industry Position: 68.8% above the Credit Services median (#337 of 514)
No single metric tells the full story. See the FRA:2AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
69GF Score
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