Qliro AB (FRA:2AI) OCF Margin %: 26.49% (As of Mar. 2026)


FRA:2AI Qliro AB FRA:2AI
64 GF Score
Price €1.66
GF Value €1.57
Valuation Fairly Valued
! 6 Warning Signs
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What is Qliro AB OCF Margin %?

Qliro AB FRA:2AI -1.19% 64 OCF Margin % is 26.49% as of Mar. 2026. GuruFocus rates FRA:2AI with a GF Score™ of 64/100 and a GF Value™ of €1.57 (Fairly Valued). The stock has 6 warning signs investors should review. Among 530 Credit Services companies, Qliro AB ranks worse than 62.08% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Qliro AB's Cash Flow from Operations for the three months ended in Mar. 2026 was €3.50 Mil. Qliro AB's Revenue for the three months ended in Mar. 2026 was €13.21 Mil. Therefore, Qliro AB's OCF Margin % for the quarter that ended in Mar. 2026 was 26.49%.

As of today, Qliro AB's current OCF Yield % is -7.49%.

The historical rank and industry rank for Qliro AB's OCF Margin % or its related term are showing as below:

FRA:2AI' s OCF Margin % Range Over the Past 10 Years
Min: -157.22   Med: -14.04   Max: 196.28
Current: -9.25


During the past 9 years, the highest OCF Margin % of Qliro AB was 196.28%. The lowest was -157.22%. And the median was -14.04%.

FRA:2AI's OCF Margin % is ranked worse than
62.08% of 530 companies
in the Credit Services industry
Industry Median: 2.225 vs FRA:2AI: -9.25


Qliro AB OCF Margin % Related Terms


Qliro AB OCF Margin % Historical Data

* Premium members only.

The historical data trend for Qliro AB's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qliro AB OCF Margin % Chart

Qliro AB Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only 0.24 196.28 -157.22 90.29 -77.60

Qliro AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -219.21 -53.35 56.37 -65.13 26.49

FRA:2AI vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, Qliro AB's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qliro AB OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Qliro AB's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Qliro AB's OCF Margin % falls into.


FRA:2AI
64GF Score
Qliro AB FRA:2AI
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Qliro AB OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Qliro AB's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-35.627/45.909
=-77.60 %

Qliro AB's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3.5/13.211
=26.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 26.49% mean?
Qliro AB (FRA:2AI) has a OCF Margin % of 26.49% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Qliro AB and its competitors. According to the industry distribution chart, Qliro AB ranks #329 out of 530 companies in the Credit Services industry, placing it in the top 62.1%.
Is Qliro AB's OCF Margin % too high?
Qliro AB's current OCF Margin % is 26.49%. The Credit Services industry median OCF Margin % is 2.23. Qliro AB's value of 26.49% is 1090.6% above this industry median. Based on the distribution chart, Qliro AB ranks #329 out of 530 companies in the Credit Services industry, which is below the industry midpoint. Overall, Qliro AB has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Qliro AB ranks #329 out of 530 companies for OCF Margin %. This places Qliro AB in the lower half of its industry. The industry median OCF Margin % is 2.23. Qliro AB's value of 26.49% is 1090.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.23, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qliro AB's current OCF Margin % of 26.49% is 1090.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Qliro AB and its competitors. For the Credit Services industry, the median OCF Margin % is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qliro AB's current OCF Margin % is 26.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Based on GuruFocus' analysis, Qliro AB (FRA:2AI) is currently considered Fairly Valued. The stock's GF Value™ is €1.57, compared to a current price of €1.66 — trading 5.7% above its estimated fair value. The current OCF Margin % is 26.49% and 1090.6% above the Credit Services industry median of 2.23. Qliro AB's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Qliro AB (FRA:2AI), the current OCF Margin % is 26.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qliro AB (FRA:2AI) Overvalued in 2026?

Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued. The current stock price of €1.66 is trading 5.7% above its estimated GF Value™ of €1.57. GuruFocus considers Qliro AB to be Fairly Valued.

Key valuation signals for FRA:2AI:

  • OCF Margin %: 26.49%
  • GF Value™: €1.57 vs. price of €1.66 (5.7% above fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 1090.6% above the Credit Services median (#329 of 530)

No single metric tells the full story. See the FRA:2AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qliro AB Business Description

Other Exchanges QLIRO:Sweden
Address Sveavagen 151, Stockholm, SWE, 113 46
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
64GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.66
Price
€1.57
GF Value